Classic Leasing & Finance (BOM:540481) Cyclically Adjusted PB Ratio: (As of Aug. 22, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:540481 Classic Leasing & Finance Ltd BOM:540481
40 GF Score
Price ₹59.00
GF Value ₹19.84
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Classic Leasing & Finance Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Classic Leasing & Finance  (BOM:540481) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Classic Leasing & Finance Cyclically Adjusted PB Ratio Related Terms


Classic Leasing & Finance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Classic Leasing & Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Classic Leasing & Finance Cyclically Adjusted PB Ratio Chart

Classic Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.37 4.37 0.00 0.00

Classic Leasing & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:540481 vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Classic Leasing & Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Classic Leasing & Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Classic Leasing & Finance's Cyclically Adjusted PB Ratio falls into.


BOM:540481
40GF Score
Classic Leasing & Finance Ltd BOM:540481
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Classic Leasing & Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Classic Leasing & Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Classic Leasing & Finance's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.181/164.2724*164.2724
=6.181

Current CPI (Mar. 2026) = 164.2724.

Classic Leasing & Finance Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 105.961 0.000
201609 0.000 105.961 0.000
201612 0.000 105.196 0.000
201703 10.069 105.196 15.724
201706 0.000 107.109 0.000
201709 0.000 109.021 0.000
201712 0.000 109.404 0.000
201803 10.136 109.786 15.166
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 10.206 118.202 14.184
201906 0.000 120.880 0.000
201909 10.267 123.175 13.693
201912 0.000 126.235 0.000
202003 9.765 124.705 12.863
202006 0.000 127.000 0.000
202009 9.817 130.118 12.394
202012 0.000 130.889 0.000
202103 9.772 131.771 12.182
202106 9.803 134.084 12.010
202109 9.788 135.847 11.836
202112 0.000 138.161 0.000
202203 -16.224 138.822 -19.198
202206 -16.158 142.347 -18.647
202209 -16.136 144.661 -18.324
202212 -16.149 145.763 -18.200
202303 -16.094 146.865 -18.002
202306 -16.073 150.280 -17.570
202309 -15.995 151.492 -17.344
202312 -16.005 152.924 -17.193
202403 -15.482 153.035 -16.619
202406 -15.274 155.789 -16.106
202409 -14.723 157.882 -15.319
202412 -14.219 158.323 -14.753
202503 -13.943 157.552 -14.538
202506 -13.376 159.755 -13.754
202509 -12.603 162.289 -12.757
202512 -11.748 163.281 -11.819
202603 6.181 164.272 6.181

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?

Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued. The current stock price of ₹59.00 is trading 197.4% above its estimated GF Value™ of ₹19.84. GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.

Key valuation signals for BOM:540481:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹19.84 vs. price of ₹59.00 (197.4% above fair value)
  • GF Score™: 40/100 with 9 warning signs

No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Classic Leasing & Finance Business Description

Address Allenby Road, A.J.C.Bose Road, 11/A, 1st Floor, Kolkata, WB, IND, 700020
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
40GF Score

Get the complete analysis for BOM:540481

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹59.00
Price
₹19.84
GF Value