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Classic Leasing & FinanceBOM:540481 -0.84%39 Gross Margin % is 93.72% as of Mar. 2026, which is 124% above its 10-year median of 41.89. GuruFocus rates BOM:540481 with a GF Score™ of 39/100 and a GF Value™ of ₹19.48 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 387 Credit Services companies, Classic Leasing & Finance ranks better than 96.64% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Classic Leasing & Finance had a gross margin of 93.72% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Classic Leasing & Finance Gross Margin % Related Terms
Classic Leasing & Finance Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540481 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Classic Leasing & Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Classic Leasing & Finance (BOM:540481) has a Gross Margin % of 93.72% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Classic Leasing & Finance and its competitors. This is 124% above median its historical median of 41.89. According to the industry distribution chart, Classic Leasing & Finance ranks #13 out of 387 companies in the Credit Services industry, placing it in the top 3.4%.
Is Classic Leasing & Finance's Gross Margin % too high?
Classic Leasing & Finance's current Gross Margin % of 93.72% is 124% above median its 10-year median of 41.89. The Credit Services industry median Gross Margin % is 51.81. Classic Leasing & Finance's value of 93.72% is 80.9% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #13 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #13 out of 387 companies for Gross Margin %. This places Classic Leasing & Finance in the top 3% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.81. Classic Leasing & Finance's value of 93.72% is 80.9% above this benchmark. While the company's 10-year median is 41.89 vs. the industry median of 51.81, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current Gross Margin % of 93.72% is 80.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Gross Margin % is 93.72%, which is 124% above median its own 10-year median of 41.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.48, compared to a current price of ₹59.20 — trading 203.9% above its estimated fair value. The current Gross Margin % is 93.72%, which is 124% above median its 10-year median of 41.89 and 80.9% above the Credit Services industry median of 51.81. Classic Leasing & Finance's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Gross Margin % is 93.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.20 is trading 203.9% above its estimated GF Value™ of ₹19.48.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
Gross Margin %: 93.72% (124% above median its 10-year median of 41.89)
GF Value™: ₹19.48 vs. price of ₹59.20 (203.9% above fair value)
Industry Position: 80.9% above the Credit Services median (#13 of 387)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
39GF Score
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