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Classic Leasing & FinanceBOM:540481 -0.84%39 FCF Margin % is 105.70% as of Mar. 2026, which is 167% above its 10-year median of 39.60. GuruFocus rates BOM:540481 with a GF Score™ of 39/100 and a GF Value™ of ₹19.48 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 531 Credit Services companies, Classic Leasing & Finance ranks better than 89.64% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Classic Leasing & Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Classic Leasing & Finance (BOM:540481) has a FCF Margin % of 105.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Classic Leasing & Finance and its competitors. This is 167% above median its historical median of 39.60. According to the industry distribution chart, Classic Leasing & Finance ranks #55 out of 531 companies in the Credit Services industry, placing it in the top 10.4%.
Is Classic Leasing & Finance's FCF Margin % too high?
Classic Leasing & Finance's current FCF Margin % of 105.70% is 167% above median its 10-year median of 39.60. The Credit Services industry median FCF Margin % is 0.24. Classic Leasing & Finance's value of 105.70% is 43941.7% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #55 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #55 out of 531 companies for FCF Margin %. This places Classic Leasing & Finance in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Classic Leasing & Finance's value of 105.70% is 43941.7% above this benchmark. While the company's 10-year median is 39.60 vs. the industry median of 0.24, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current FCF Margin % of 105.70% is 43941.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current FCF Margin % is 105.70%, which is 167% above median its own 10-year median of 39.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.48, compared to a current price of ₹59.20 — trading 203.9% above its estimated fair value. The current FCF Margin % is 105.70%, which is 167% above median its 10-year median of 39.60 and 43941.7% above the Credit Services industry median of 0.24. Classic Leasing & Finance's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current FCF Margin % is 105.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.20 is trading 203.9% above its estimated GF Value™ of ₹19.48.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
FCF Margin %: 105.70% (167% above median its 10-year median of 39.60)
GF Value™: ₹19.48 vs. price of ₹59.20 (203.9% above fair value)
Industry Position: 43941.7% above the Credit Services median (#55 of 531)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
39GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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