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Classic Leasing & FinanceBOM:540481 -0.84%39 Quick Ratio is 1,120.67 as of Mar. 2026, which is 25486% above its 10-year median of 4.38. GuruFocus rates BOM:540481 with a GF Score™ of 39/100 and a GF Value™ of ₹19.48 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 396 Credit Services companies, Classic Leasing & Finance ranks better than 95.45% on this metric.
Classic Leasing & Finance has a quick ratio of 1,120.67. It generally indicates good short-term financial strength.
The historical rank and industry rank for Classic Leasing & Finance's Quick Ratio or its related term are showing as below:
BOM:540481'
s Quick Ratio Range Over the Past 10 Years
Min: 0.16 Med: 4.38 Max: 1120.67
Current: 1120.67
During the past 13 years, Classic Leasing & Finance's highest Quick Ratio was 1120.67. The lowest was 0.16. And the median was 4.38.
BOM:540481's Quick Ratio is ranked better than 95.45% of 396
companies
in the Credit Services industry
Industry Median: 4.27
vs BOM:540481: 1120.67
Classic Leasing & Finance (BOM:540481) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Classic Leasing & Finance Quick Ratio Related Terms
Classic Leasing & Finance Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Classic Leasing & Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Classic Leasing & Finance's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Classic Leasing & Finance (BOM:540481) has a Quick Ratio of 1,120.67 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Classic Leasing & Finance and its competitors. This is 25486% above median its historical median of 4.38. Over the past decade, Classic Leasing & Finance's Quick Ratio has ranged from 0.16 to 1,120.67. According to the industry distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies in the Credit Services industry, placing it in the top 4.5%.
Is Classic Leasing & Finance's Quick Ratio too high?
Classic Leasing & Finance's current Quick Ratio of 1,120.67 is 25486% above median its 10-year median of 4.38. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1,120.67. The Credit Services industry median Quick Ratio is 4.27. Classic Leasing & Finance's value of 1,120.67 is 26145.2% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies for Quick Ratio. This places Classic Leasing & Finance in the top 5% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.27. Classic Leasing & Finance's value of 1,120.67 is 26145.2% above this benchmark. Historically, Classic Leasing & Finance's own Quick Ratio has ranged from 0.16 to 1,120.67 over the past decade. While the company's 10-year median is 4.38 vs. the industry median of 4.27, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.27, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current Quick Ratio of 1,120.67 is 26145.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Quick Ratio is 1,120.67, which is 25486% above median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.48, compared to a current price of ₹59.20 — trading 203.9% above its estimated fair value. The current Quick Ratio is 1,120.67, which is 25486% above median its 10-year median of 4.38 and 26145.2% above the Credit Services industry median of 4.27. Classic Leasing & Finance's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Quick Ratio is 1,120.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.20 is trading 203.9% above its estimated GF Value™ of ₹19.48.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
Quick Ratio: 1,120.67 (25486% above median its 10-year median of 4.38)
GF Value™: ₹19.48 vs. price of ₹59.20 (203.9% above fair value)
Industry Position: 26145.2% above the Credit Services median (#18 of 396)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
39GF Score
Get the complete analysis for BOM:540481
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