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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Classic Leasing & Finance's Debt-to-EBITDA or its related term are showing as below:
BOM:540481'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -708.51 Med: -41.79 Max: 277.99
Current: 6
During the past 13 years, the highest Debt-to-EBITDA Ratio of Classic Leasing & Finance was 277.99. The lowest was -708.51. And the median was -41.79.
BOM:540481's Debt-to-EBITDA is ranked better than 58.51% of 282
companies
in the Credit Services industry
Industry Median: 8.585
vs BOM:540481: 6.00
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Classic Leasing & Finance Debt-to-EBITDA Related Terms
Classic Leasing & Finance Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540481 vs V, MA, AXP: Debt-to-EBITDA Comparison
For the Credit Services subindustry, Classic Leasing & Finance's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance Debt-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Classic Leasing & Finance (BOM:540481) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Classic Leasing & Finance. According to the industry distribution chart, Classic Leasing & Finance ranks #117 out of 282 companies in the Credit Services industry, placing it in the top 41.5%.
Is Classic Leasing & Finance's Debt-to-EBITDA too high?
Classic Leasing & Finance's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Classic Leasing & Finance ranks #117 out of 282 companies in the Credit Services industry, which is above the industry midpoint. Overall, Classic Leasing & Finance has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Debt-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #117 out of 282 companies for Debt-to-EBITDA. This puts Classic Leasing & Finance in the upper half of its industry. The industry median Debt-to-EBITDA is 8.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 8.59, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Classic Leasing & Finance. For the Credit Services industry, the median Debt-to-EBITDA is 8.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Fairly Valued. The stock's GF Value™ is ₹60.82, compared to a current price of ₹60.63 — trading 0.3% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Classic Leasing & Finance's overall GF Score™ is 46/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be undervalued.
The current stock price of ₹60.63 is trading 0.3% below its estimated GF Value™ of ₹60.82.
GuruFocus considers Classic Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:540481:
Debt-to-EBITDA: 0.00
GF Value™: ₹60.82 vs. price of ₹60.63 (0.3% below fair value)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
46GF Score
Get the complete analysis for BOM:540481
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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