Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Classic Leasing & FinanceBOM:540481 +5.96%40 Return-on-Tangible-Equity is 90.59% as of Mar. 2026, which is 14751% above its 10-year median of 0.61. GuruFocus rates BOM:540481 with a GF Score™ of 40/100 and a GF Value™ of ₹19.83 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 530 Credit Services companies, Classic Leasing & Finance ranks better than 99.81% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Classic Leasing & Finance's annualized net income for the quarter that ended in Mar. 2026 was ₹18.33 Mil. Classic Leasing & Finance's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹20.24 Mil. Therefore, Classic Leasing & Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 90.59%.
The historical rank and industry rank for Classic Leasing & Finance's Return-on-Tangible-Equity or its related term are showing as below:
BOM:540481'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -4.42 Med: 0.61 Max: 65.91
Current: Negative Tangible Equity
During the past 13 years, Classic Leasing & Finance's highest Return-on-Tangible-Equity was 65.91%. The lowest was -4.42%. And the median was 0.61%.
BOM:540481's Return-on-Tangible-Equity is ranked better than 99.81% of 530
companies
in the Credit Services industry
Industry Median: 7.375
vs BOM:540481: Negative Tangible Equity
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Classic Leasing & Finance Return-on-Tangible-Equity Related Terms
Classic Leasing & Finance Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Classic Leasing & Finance's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540481 vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Classic Leasing & Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 90.59% mean?
Classic Leasing & Finance (BOM:540481) has a Return-on-Tangible-Equity of 90.59% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Classic Leasing & Finance and its competitors. This is 14751% above median its historical median of 0.61. According to the industry distribution chart, Classic Leasing & Finance ranks #1 out of 530 companies in the Credit Services industry, placing it in the top 0.2%.
Is Classic Leasing & Finance's Return-on-Tangible-Equity too high?
Classic Leasing & Finance's current Return-on-Tangible-Equity of 90.59% is 14751% above median its 10-year median of 0.61. The Credit Services industry median Return-on-Tangible-Equity is 7.38. Classic Leasing & Finance's value of 90.59% is 1128.3% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #1 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #1 out of 530 companies for Return-on-Tangible-Equity. This places Classic Leasing & Finance in the top 0% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.38. Classic Leasing & Finance's value of 90.59% is 1128.3% above this benchmark. While the company's 10-year median is 0.61 vs. the industry median of 7.38, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.38, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current Return-on-Tangible-Equity of 90.59% is 1128.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Return-on-Tangible-Equity is 90.59%, which is 14751% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.83, compared to a current price of ₹59.00 — trading 197.5% above its estimated fair value. The current Return-on-Tangible-Equity is 90.59%, which is 14751% above median its 10-year median of 0.61 and 1128.3% above the Credit Services industry median of 7.38. Classic Leasing & Finance's overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Return-on-Tangible-Equity is 90.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.00 is trading 197.5% above its estimated GF Value™ of ₹19.83.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
Return-on-Tangible-Equity: 90.59% (14751% above median its 10-year median of 0.61)
GF Value™: ₹19.83 vs. price of ₹59.00 (197.5% above fair value)
Industry Position: 1128.3% above the Credit Services median (#1 of 530)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
40GF Score
Get the complete analysis for BOM:540481
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:540481 has been successfully added to your 
