Classic Leasing & Finance (BOM:540481) Cyclically Adjusted PS Ratio: 74.68 (As of Aug. 22, 2026) — 44% Above Median

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BOM:540481 Classic Leasing & Finance Ltd BOM:540481
40 GF Score
Price ₹59.00
GF Value ₹19.84
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Classic Leasing & Finance Cyclically Adjusted PS Ratio?

Classic Leasing & Finance BOM:540481 +5.96% 40 Cyclically Adjusted PS Ratio is 74.68 as of Aug. 22, 2026, which is 44% above its 10-year median of 51.77. GuruFocus rates BOM:540481 with a GF Score™ of 40/100 and a GF Value™ of ₹19.84 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 420 Credit Services companies, Classic Leasing & Finance ranks worse than 98.81% on this metric.

As of today (2026-08-22), Classic Leasing & Finance's current share price is ₹59.00. Classic Leasing & Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹0.79. Classic Leasing & Finance's Cyclically Adjusted PS Ratio for today is 74.68.

The historical rank and industry rank for Classic Leasing & Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

BOM:540481' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 25   Med: 51.77   Max: 121.88
Current: 71.33

During the past years, Classic Leasing & Finance's highest Cyclically Adjusted PS Ratio was 121.88. The lowest was 25.00. And the median was 51.77.

BOM:540481's Cyclically Adjusted PS Ratio is ranked worse than
98.81% of 420 companies
in the Credit Services industry
Industry Median: 3.03 vs BOM:540481: 71.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Classic Leasing & Finance's adjusted revenue per share data for the three months ended in Mar. 2026 was ₹0.416. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹0.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Classic Leasing & Finance  (BOM:540481) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Classic Leasing & Finance Cyclically Adjusted PS Ratio Related Terms


Classic Leasing & Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Classic Leasing & Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Classic Leasing & Finance Cyclically Adjusted PS Ratio Chart

Classic Leasing & Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 32.34 37.97 58.01 60.44

Classic Leasing & Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.01 41.35 51.35 55.36 60.44

BOM:540481 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Classic Leasing & Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Classic Leasing & Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Classic Leasing & Finance's Cyclically Adjusted PS Ratio falls into.


BOM:540481
40GF Score
Classic Leasing & Finance Ltd BOM:540481
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Classic Leasing & Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Classic Leasing & Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=59.00/0.79
=74.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Classic Leasing & Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Classic Leasing & Finance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.416/164.2724*164.2724
=0.416

Current CPI (Mar. 2026) = 164.2724.

Classic Leasing & Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.027 105.961 0.042
201609 0.005 105.961 0.008
201612 0.022 105.196 0.034
201703 0.085 105.196 0.133
201706 0.062 107.109 0.095
201709 0.074 109.021 0.112
201712 0.075 109.404 0.113
201803 0.075 109.786 0.112
201806 0.075 111.317 0.111
201809 0.075 115.142 0.107
201812 0.067 115.142 0.096
201903 -0.193 118.202 -0.268
201906 0.072 120.880 0.098
201909 0.037 123.175 0.049
201912 0.050 126.235 0.065
202003 0.198 124.705 0.261
202006 0.136 127.000 0.176
202009 0.168 130.118 0.212
202012 0.057 130.889 0.072
202103 -0.316 131.771 -0.394
202106 0.099 134.084 0.121
202109 0.214 135.847 0.259
202112 0.279 138.161 0.332
202203 -0.350 138.822 -0.414
202206 0.161 142.347 0.186
202209 0.086 144.661 0.098
202212 0.081 145.763 0.091
202303 0.257 146.865 0.287
202306 0.119 150.280 0.130
202309 0.310 151.492 0.336
202312 0.368 152.924 0.395
202403 -0.206 153.035 -0.221
202406 0.300 155.789 0.316
202409 0.568 157.882 0.591
202412 0.580 158.323 0.602
202503 0.849 157.552 0.885
202506 0.729 159.755 0.750
202509 0.699 162.289 0.708
202512 0.830 163.281 0.835
202603 0.416 164.272 0.416

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 74.68 mean?
Classic Leasing & Finance (BOM:540481) has a Cyclically Adjusted PS Ratio of 74.68 as of Aug. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Classic Leasing & Finance and its competitors. This is 44% above median its historical median of 51.77. Over the past decade, Classic Leasing & Finance's Cyclically Adjusted PS Ratio has ranged from 25.00 to 121.88. According to the industry distribution chart, Classic Leasing & Finance ranks #415 out of 420 companies in the Credit Services industry, placing it in the top 98.8%.
Is Classic Leasing & Finance's Cyclically Adjusted PS Ratio too high?
Classic Leasing & Finance's current Cyclically Adjusted PS Ratio of 74.68 is 44% above median its 10-year median of 51.77. Over the past 10 years, this metric has ranged from a low of 25.00 to a high of 121.88. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.03. Classic Leasing & Finance's value of 74.68 is 2364.7% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #415 out of 420 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #415 out of 420 companies for Cyclically Adjusted PS Ratio. This places Classic Leasing & Finance in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.03. Classic Leasing & Finance's value of 74.68 is 2364.7% above this benchmark. Historically, Classic Leasing & Finance's own Cyclically Adjusted PS Ratio has ranged from 25.00 to 121.88 over the past decade. While the company's 10-year median is 51.77 vs. the industry median of 3.03, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.03, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current Cyclically Adjusted PS Ratio of 74.68 is 2364.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Cyclically Adjusted PS Ratio is 74.68, which is 44% above median its own 10-year median of 51.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.84, compared to a current price of ₹59.00 — trading 197.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 74.68, which is 44% above median its 10-year median of 51.77 and 2364.7% above the Credit Services industry median of 3.03. Classic Leasing & Finance's overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Cyclically Adjusted PS Ratio is 74.68 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?

Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued. The current stock price of ₹59.00 is trading 197.4% above its estimated GF Value™ of ₹19.84. GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.

Key valuation signals for BOM:540481:

  • Cyclically Adjusted PS Ratio: 74.68 (44% above median its 10-year median of 51.77)
  • GF Value™: ₹19.84 vs. price of ₹59.00 (197.4% above fair value)
  • GF Score™: 40/100 with 9 warning signs
  • Industry Position: 2364.7% above the Credit Services median (#415 of 420)

No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Classic Leasing & Finance Business Description

Address Allenby Road, A.J.C.Bose Road, 11/A, 1st Floor, Kolkata, WB, IND, 700020
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
40GF Score

Get the complete analysis for BOM:540481

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹59.00
Price
₹19.84
GF Value