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Classic Leasing & FinanceBOM:540481 -0.84%39 Current Ratio is 1,120.67 as of Mar. 2026, which is 22091% above its 10-year median of 5.05. GuruFocus rates BOM:540481 with a GF Score™ of 39/100 and a GF Value™ of ₹19.48 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 396 Credit Services companies, Classic Leasing & Finance ranks better than 95.45% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Classic Leasing & Finance's current ratio for the quarter that ended in Mar. 2026 was 1,120.67.
Classic Leasing & Finance has a current ratio of 1,120.67. It generally indicates good short-term financial strength.
The historical rank and industry rank for Classic Leasing & Finance's Current Ratio or its related term are showing as below:
BOM:540481'
s Current Ratio Range Over the Past 10 Years
Min: 0.18 Med: 5.05 Max: 1120.67
Current: 1120.67
During the past 13 years, Classic Leasing & Finance's highest Current Ratio was 1120.67. The lowest was 0.18. And the median was 5.05.
BOM:540481's Current Ratio is ranked better than 95.45% of 396
companies
in the Credit Services industry
Industry Median: 4.795
vs BOM:540481: 1120.67
Classic Leasing & Finance (BOM:540481) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Classic Leasing & Finance Current Ratio Related Terms
Classic Leasing & Finance Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540481 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Classic Leasing & Finance's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's Current Ratio distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Classic Leasing & Finance (BOM:540481) has a Current Ratio of 1,120.67 as of Mar. 2026. This is 22091% above median its historical median of 5.05. Over the past decade, Classic Leasing & Finance's Current Ratio has ranged from 0.18 to 1,120.67. According to the industry distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies in the Credit Services industry, placing it in the top 4.5%.
Is Classic Leasing & Finance's Current Ratio too high?
Classic Leasing & Finance's current Current Ratio of 1,120.67 is 22091% above median its 10-year median of 5.05. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 1,120.67. The Credit Services industry median Current Ratio is 4.80. Classic Leasing & Finance's value of 1,120.67 is 23271.6% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Classic Leasing & Finance has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #18 out of 396 companies for Current Ratio. This places Classic Leasing & Finance in the top 5% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.80. Classic Leasing & Finance's value of 1,120.67 is 23271.6% above this benchmark. Historically, Classic Leasing & Finance's own Current Ratio has ranged from 0.18 to 1,120.67 over the past decade. While the company's 10-year median is 5.05 vs. the industry median of 4.80, Classic Leasing & Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.80, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current Current Ratio of 1,120.67 is 23271.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current Current Ratio is 1,120.67, which is 22091% above median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.48, compared to a current price of ₹59.20 — trading 203.9% above its estimated fair value. The current Current Ratio is 1,120.67, which is 22091% above median its 10-year median of 5.05 and 23271.6% above the Credit Services industry median of 4.80. Classic Leasing & Finance's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current Current Ratio is 1,120.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.20 is trading 203.9% above its estimated GF Value™ of ₹19.48.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
Current Ratio: 1,120.67 (22091% above median its 10-year median of 5.05)
GF Value™: ₹19.48 vs. price of ₹59.20 (203.9% above fair value)
Industry Position: 23271.6% above the Credit Services median (#18 of 396)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
39GF Score
Get the complete analysis for BOM:540481
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