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1-Year Return on Invested Incremental Capital (1-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 1-year.
Classic Leasing & Finance's 1-Year ROIIC % for the quarter that ended in Mar. 2026 was 6.87%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Classic Leasing & Finance's 1-Year ROIIC % or its related term are showing as below:
BOM:540481's 1-Year ROIIC % is ranked better than 64.13% of 329
companies
in the Credit Services industry
Industry Median: 2.12
vs BOM:540481: 6.87
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Classic Leasing & Finance 1-Year ROIIC % Related Terms
Classic Leasing & Finance 1-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:540481 vs V, MA, AXP: 1-Year ROIIC % Comparison
For the Credit Services subindustry, Classic Leasing & Finance's 1-Year ROIIC %, along with its competitors' market caps and 1-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Classic Leasing & Finance 1-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Classic Leasing & Finance's 1-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Classic Leasing & Finance's 1-Year ROIIC % falls into.
Classic Leasing & Finance's 1-Year ROIIC % for the quarter that ended in Mar. 2026 is calculated as:
1-Year ROIIC %
=
1-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
1-Year Incremental Invested Capital
=
( 9.0893455 (Mar. 2026) - 2.6305758 (Mar. 2025) )
/
( 150.8 (Mar. 2026) - 56.772 (Mar. 2025) )
=
6.4587697
/
94.028
=
6.87%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of NOPAT and Invested Capital was used to calculate 1-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Classic Leasing & Finance (BOM:540481) has a 1-Year ROIIC % of 6.87 as of Mar. 2026. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on Classic Leasing & Finance and its competitors. According to the industry distribution chart, Classic Leasing & Finance ranks #118 out of 329 companies in the Credit Services industry, placing it in the top 35.9%.
Is Classic Leasing & Finance's 1-Year ROIIC % too high?
Classic Leasing & Finance's current 1-Year ROIIC % is 6.87. The Credit Services industry median 1-Year ROIIC % is 2.12. Classic Leasing & Finance's value of 6.87 is 224.1% above this industry median. Based on the distribution chart, Classic Leasing & Finance ranks #118 out of 329 companies in the Credit Services industry, which is above the industry midpoint. Overall, Classic Leasing & Finance has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Classic Leasing & Finance's 1-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Classic Leasing & Finance ranks #118 out of 329 companies for 1-Year ROIIC %. This puts Classic Leasing & Finance in the upper half of its industry. The industry median 1-Year ROIIC % is 2.12. Classic Leasing & Finance's value of 6.87 is 224.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year ROIIC % for a Credit Services company?
The median 1-Year ROIIC % among Credit Services companies is 2.12, based on 329 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 1-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Classic Leasing & Finance's current 1-Year ROIIC % of 6.87 is 224.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year ROIIC % mean?
A high 1-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on Classic Leasing & Finance and its competitors. For the Credit Services industry, the median 1-Year ROIIC % is 2.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Classic Leasing & Finance's current 1-Year ROIIC % is 6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Classic Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, Classic Leasing & Finance (BOM:540481) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹19.83, compared to a current price of ₹59.00 — trading 197.5% above its estimated fair value. The current 1-Year ROIIC % is 6.87 and 224.1% above the Credit Services industry median of 2.12. Classic Leasing & Finance's overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year ROIIC % calculated?
1-Year ROIIC % is calculated from a company's financial statements. For Classic Leasing & Finance (BOM:540481), the current 1-Year ROIIC % is 6.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Classic Leasing & Finance (BOM:540481) Overvalued in 2026?
Based on GuruFocus' analysis, Classic Leasing & Finance stock appears to be overvalued.
The current stock price of ₹59.00 is trading 197.5% above its estimated GF Value™ of ₹19.83.
GuruFocus considers Classic Leasing & Finance to be Significantly Overvalued.
Key valuation signals for BOM:540481:
1-Year ROIIC %: 6.87
GF Value™: ₹19.83 vs. price of ₹59.00 (197.5% above fair value)
Industry Position: 224.1% above the Credit Services median (#118 of 329)
No single metric tells the full story. See the BOM:540481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Classic Leasing & Finance Ltd provides credit solutions for situations like initial funding requirements, mezzanine financing, acquisition financing, short-term and long-term working capital requirements, etc. Its portfolio of custom-made credit solutions includes project funding, acquisition financing, corporate loans, and structured debt financing.
40GF Score
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1-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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