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Mastercard (XSGO:MACL) Cyclically Adjusted Price-to-FCF : 64.17 (As of Jun. 05, 2025)


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What is Mastercard Cyclically Adjusted Price-to-FCF?

As of today (2025-06-05), Mastercard's current share price is CLP547000.00. Mastercard's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was CLP8,523.87. Mastercard's Cyclically Adjusted Price-to-FCF for today is 64.17.

The historical rank and industry rank for Mastercard's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

XSGO:MACL' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 45.57   Med: 62.41   Max: 89.74
Current: 65.12

During the past years, Mastercard's highest Cyclically Adjusted Price-to-FCF was 89.74. The lowest was 45.57. And the median was 62.41.

XSGO:MACL's Cyclically Adjusted Price-to-FCF is ranked worse than
88.18% of 110 companies
in the Credit Services industry
Industry Median: 8.63 vs XSGO:MACL: 65.12

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Mastercard's adjusted free cash flow per share data for the three months ended in Mar. 2025 was CLP2,063.565. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is CLP8,523.87 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mastercard Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Mastercard's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mastercard Cyclically Adjusted Price-to-FCF Chart

Mastercard Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81.59 67.42 54.00 57.66 60.30

Mastercard Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.26 55.94 59.56 60.30 61.11

Competitive Comparison of Mastercard's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Mastercard's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mastercard's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Mastercard's Cyclically Adjusted Price-to-FCF falls into.


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Mastercard Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Mastercard's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=547000.00/8523.87
=64.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mastercard's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Mastercard's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=2063.565/134.9266*134.9266
=2,063.565

Current CPI (Mar. 2025) = 134.9266.

Mastercard Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 406.944 100.684 545.346
201509 711.496 100.392 956.254
201512 625.310 99.792 845.465
201603 601.391 100.470 807.637
201606 589.488 101.688 782.172
201609 805.215 101.861 1,066.600
201612 605.444 101.863 801.967
201703 387.270 102.862 507.991
201706 773.338 103.349 1,009.625
201709 970.674 104.136 1,257.685
201712 1,016.806 104.011 1,319.034
201803 519.521 105.290 665.757
201806 828.958 106.317 1,052.030
201809 1,458.826 106.507 1,848.094
201812 797.063 105.998 1,014.596
201903 759.132 107.251 955.027
201906 912.795 108.070 1,139.640
201909 1,506.626 108.329 1,876.535
201912 2,111.449 108.420 2,627.655
202003 1,372.817 108.902 1,700.891
202006 1,006.697 108.767 1,248.815
202009 1,145.651 109.815 1,407.630
202012 1,535.199 109.897 1,884.852
202103 959.649 111.754 1,158.632
202106 1,521.057 114.631 1,790.356
202109 1,819.835 115.734 2,121.620
202112 2,552.042 117.630 2,927.313
202203 1,211.045 121.301 1,347.080
202206 2,021.418 125.017 2,181.651
202209 3,418.699 125.227 3,683.513
202212 2,503.959 125.222 2,698.018
202303 1,323.424 127.348 1,402.184
202306 2,076.705 128.729 2,176.692
202309 2,819.648 129.860 2,929.670
202312 3,608.638 129.419 3,762.197
202403 1,342.008 131.776 1,374.092
202406 2,835.564 132.554 2,886.322
202409 4,870.627 133.029 4,940.108
202412 4,916.506 133.157 4,981.841
202503 2,063.565 134.927 2,063.565

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Mastercard  (XSGO:MACL) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Mastercard Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Mastercard's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Mastercard Business Description

Address
2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $10 trillion in volume during 2024. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.

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