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National Bank of Fujairah PSCADX:NBF 59 Cyclically Adjusted PS Ratio is 5.38 as of Jul. 28, 2026, which is 10% below its 10-year median of 5.99. GuruFocus rates ADX:NBF with a GF Score™ of 59/100 and a GF Value™ of د.إ5.16 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,302 Banks companies, National Bank of Fujairah PSC ranks worse than 81.03% on this metric.
The historical rank and industry rank for National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:
ADX:NBF'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.35 Med: 5.99 Max: 6.8
Current: 5.4
During the past years, National Bank of Fujairah PSC's highest Cyclically Adjusted PS Ratio was 6.80. The lowest was 2.35. And the median was 5.99.
ADX:NBF's Cyclically Adjusted PS Ratio is ranked worse than 81.03% of 1302
companies
in the Banks industry
Industry Median: 3.405
vs ADX:NBF: 5.40
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
National Bank of Fujairah PSC's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.272. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ0.93 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
National Bank of Fujairah PSC (ADX:NBF) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio Related Terms
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio Chart
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio falls into.
National Bank of Fujairah PSC Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 5.38 mean?
National Bank of Fujairah PSC (ADX:NBF) has a Cyclically Adjusted PS Ratio of 5.38 as of Jul. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Bank of Fujairah PSC and its competitors. This is 10% below median its historical median of 5.99. Over the past decade, National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio has ranged from 2.35 to 6.80. According to the industry distribution chart, National Bank of Fujairah PSC ranks #1055 out of 1302 companies in the Banks industry, placing it in the top 81%.
Is National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio too high?
National Bank of Fujairah PSC's current Cyclically Adjusted PS Ratio of 5.38 is 10% below median its 10-year median of 5.99. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 6.80. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. National Bank of Fujairah PSC's value of 5.38 is 58% above this industry median. Based on the distribution chart, National Bank of Fujairah PSC ranks #1055 out of 1302 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Fujairah PSC has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #1055 out of 1302 companies for Cyclically Adjusted PS Ratio. This places National Bank of Fujairah PSC in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. National Bank of Fujairah PSC's value of 5.38 is 58% above this benchmark. Historically, National Bank of Fujairah PSC's own Cyclically Adjusted PS Ratio has ranged from 2.35 to 6.80 over the past decade. While the company's 10-year median is 5.99 vs. the industry median of 3.41, National Bank of Fujairah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Fujairah PSC's current Cyclically Adjusted PS Ratio of 5.38 is 58% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current Cyclically Adjusted PS Ratio is 5.38, which is 10% below median its own 10-year median of 5.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.16, compared to a current price of د.إ5.00 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.38, which is 10% below median its 10-year median of 5.99 and 58% above the Banks industry median of 3.41. National Bank of Fujairah PSC's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current Cyclically Adjusted PS Ratio is 5.38 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued.
The current stock price of د.إ5.00 is trading 3.1% below its estimated GF Value™ of د.إ5.16.
GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.
Key valuation signals for ADX:NBF:
Cyclically Adjusted PS Ratio: 5.38 (10% below median its 10-year median of 5.99)
GF Value™: د.إ5.16 vs. price of د.إ5.00 (3.1% below fair value)
Industry Position: 58% above the Banks median (#1055 of 1302)
No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Fujairah PSC Business Description
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
59GF Score
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