National Bank of Fujairah PSC (ADX:NBF) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is National Bank of Fujairah PSC LT-Debt-to-Total-Asset?

National Bank of Fujairah PSC ADX:NBF 56 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.14 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. National Bank of Fujairah PSC's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

National Bank of Fujairah PSC's long-term debt to total assets ratio increased from Mar. 2025 (0.01) to Mar. 2026 (0.02). It may suggest that National Bank of Fujairah PSC is progressively becoming more dependent on debt to grow their business.

National Bank of Fujairah PSC (ADX:NBF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

National Bank of Fujairah PSC LT-Debt-to-Total-Asset Related Terms

National Bank of Fujairah PSC LT-Debt-to-Total-Asset Historical Data

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The historical data trend for National Bank of Fujairah PSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Fujairah PSC LT-Debt-to-Total-Asset Chart

National Bank of Fujairah PSC Annual Data

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LT-Debt-to-Total-Asset

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0.01

National Bank of Fujairah PSC Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.02

56GF Score

National Bank of Fujairah PSC ADX:NBF

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National Bank of Fujairah PSC LT-Debt-to-Total-Asset Calculation

National Bank of Fujairah PSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	899.885	/	69373.888
	=	0.01

National Bank of Fujairah PSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1587.87	/	68845.071
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

National Bank of Fujairah PSC (ADX:NBF) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Fujairah PSC and its competitors.

Is National Bank of Fujairah PSC's LT-Debt-to-Total-Asset too high?

National Bank of Fujairah PSC's current LT-Debt-to-Total-Asset is 0.02. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does National Bank of Fujairah PSC's LT-Debt-to-Total-Asset compare to competitors?

National Bank of Fujairah PSC's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on National Bank of Fujairah PSC and its competitors. National Bank of Fujairah PSC's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is National Bank of Fujairah PSC stock overvalued right now?

Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.14, compared to a current price of د.إ5.00 — trading 2.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued. The current stock price of د.إ5.00 is trading 2.7% below its estimated GF Value™ of د.إ5.14. GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.

Key valuation signals for ADX:NBF:

LT-Debt-to-Total-Asset: 0.02
GF Value™: د.إ5.14 vs. price of د.إ5.00 (2.7% below fair value)
GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Fujairah PSC Business Description

Industry Financial Services Banks

Comparable Companies ADX:SIB ADX:INB ADX:RAKBANK ADX:NBQ ADX:UAB DFM:AJMANBANK ADX:BOS ADX:CBI DFM:EIBANK DFM:ALSALAMSUDAN SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE

Website https://www.nbf.ae

National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.

56GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.00

Price

د.إ5.14

GF Value

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