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National Bank of Fujairah PSCADX:NBF 56 5-Year Yield-on-Cost % is 4.00 as of Aug. 01, 2026, which is 93% above its 10-year median of 2.07. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.17 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, National Bank of Fujairah PSC ranks better than 52.92% on this metric.
National Bank of Fujairah PSC (ADX:NBF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Bank of Fujairah PSC 5-Year Yield-on-Cost % Related Terms
National Bank of Fujairah PSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Fujairah PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Fujairah PSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Bank of Fujairah PSC's 5-Year Yield-on-Cost % falls into.
National Bank of Fujairah PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Bank of Fujairah PSC (ADX:NBF) has a 5-Year Yield-on-Cost % of 4.00 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Fujairah PSC and its competitors. This is 93% above median its historical median of 2.07. Over the past decade, National Bank of Fujairah PSC's 5-Year Yield-on-Cost % has ranged from 1.49 to 5.00. According to the industry distribution chart, National Bank of Fujairah PSC ranks #589 out of 1251 companies in the Banks industry, placing it in the top 47.1%.
Is National Bank of Fujairah PSC's 5-Year Yield-on-Cost % too high?
National Bank of Fujairah PSC's current 5-Year Yield-on-Cost % of 4.00 is 93% above median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.49 to a high of 5.00. The Banks industry median 5-Year Yield-on-Cost % is 3.84. National Bank of Fujairah PSC's value of 4.00 is 4.2% above this industry median. Based on the distribution chart, National Bank of Fujairah PSC ranks #589 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #589 out of 1251 companies for 5-Year Yield-on-Cost %. This puts National Bank of Fujairah PSC in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. National Bank of Fujairah PSC's value of 4.00 is 4.2% above this benchmark. Historically, National Bank of Fujairah PSC's own 5-Year Yield-on-Cost % has ranged from 1.49 to 5.00 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 3.84, National Bank of Fujairah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Fujairah PSC's current 5-Year Yield-on-Cost % of 4.00 is 4.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current 5-Year Yield-on-Cost % is 4.00, which is 93% above median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.17, compared to a current price of د.إ5.00 — trading 3.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.00, which is 93% above median its 10-year median of 2.07 and 4.2% above the Banks industry median of 3.84. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current 5-Year Yield-on-Cost % is 4.00 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued.
The current stock price of د.إ5.00 is trading 3.3% below its estimated GF Value™ of د.إ5.17.
GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.
Key valuation signals for ADX:NBF:
5-Year Yield-on-Cost %: 4.00 (93% above median its 10-year median of 2.07)
GF Value™: د.إ5.17 vs. price of د.إ5.00 (3.3% below fair value)
Industry Position: 4.2% above the Banks median (#589 of 1251)
No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score
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