National Bank of Fujairah PSC (ADX:NBF) ROE % Adjusted to Book Value: 9.81% (As of Mar. 2026)


ADX:NBF National Bank of Fujairah PSC ADX:NBF
56 GF Score
Price د.إ5.00
GF Value د.إ5.13
Valuation Fairly Valued
! 5 Warning Signs
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What is National Bank of Fujairah PSC ROE % Adjusted to Book Value?

National Bank of Fujairah PSC ADX:NBF 56 ROE % Adjusted to Book Value is 9.81% as of Mar. 2026. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.13 (Fairly Valued). The stock has 5 warning signs investors should review.

National Bank of Fujairah PSC's ROE % for the quarter that ended in Mar. 2026 was 17.36%. National Bank of Fujairah PSC's PB Ratio for the quarter that ended in Mar. 2026 was 1.77. National Bank of Fujairah PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.81%.


National Bank of Fujairah PSC ROE % Adjusted to Book Value Related Terms


National Bank of Fujairah PSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for National Bank of Fujairah PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Fujairah PSC ROE % Adjusted to Book Value Chart

National Bank of Fujairah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 3.46 8.06 8.92 9.71

National Bank of Fujairah PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.16 12.78 12.69 8.02 9.81

National Bank of Fujairah PSC ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, National Bank of Fujairah PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Fujairah PSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where National Bank of Fujairah PSC's ROE % Adjusted to Book Value falls into.


ADX:NBF
56GF Score
National Bank of Fujairah PSC ADX:NBF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Fujairah PSC ROE % Adjusted to Book Value Calculation

National Bank of Fujairah PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.50% / 1.70
=9.71%

National Bank of Fujairah PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=17.36% / 1.77
=9.81%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.81% mean?
National Bank of Fujairah PSC (ADX:NBF) has a ROE % Adjusted to Book Value of 9.81% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Fujairah PSC and its competitors.
Is National Bank of Fujairah PSC's ROE % Adjusted to Book Value too high?
National Bank of Fujairah PSC's current ROE % Adjusted to Book Value is 9.81%. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's ROE % Adjusted to Book Value compare to competitors?
National Bank of Fujairah PSC's ROE % Adjusted to Book Value of 9.81% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Fujairah PSC and its competitors. National Bank of Fujairah PSC's current ROE % Adjusted to Book Value is 9.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.13, compared to a current price of د.إ5.00 — trading 2.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 9.81%. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current ROE % Adjusted to Book Value is 9.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued. The current stock price of د.إ5.00 is trading 2.5% below its estimated GF Value™ of د.إ5.13. GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.

Key valuation signals for ADX:NBF:

  • ROE % Adjusted to Book Value: 9.81%
  • GF Value™: د.إ5.13 vs. price of د.إ5.00 (2.5% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Fujairah PSC Business Description

Address Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score

Get the complete analysis for ADX:NBF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.00
Price
د.إ5.13
GF Value