National Bank of Fujairah PSC (ADX:NBF) OCF Margin %: -15.47% (As of Mar. 2026)


ADX:NBF National Bank of Fujairah PSC ADX:NBF
56 GF Score
Price د.إ5.00
GF Value د.إ5.12
Valuation Fairly Valued
! 5 Warning Signs
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What is National Bank of Fujairah PSC OCF Margin %?

National Bank of Fujairah PSC ADX:NBF 56 OCF Margin % is -15.47% as of Mar. 2026. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.12 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, National Bank of Fujairah PSC ranks better than 77.88% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National Bank of Fujairah PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ-108 Mil. National Bank of Fujairah PSC's Revenue for the three months ended in Mar. 2026 was د.إ701 Mil. Therefore, National Bank of Fujairah PSC's OCF Margin % for the quarter that ended in Mar. 2026 was -15.47%.

As of today, National Bank of Fujairah PSC's current OCF Yield % is 13.36%.

The historical rank and industry rank for National Bank of Fujairah PSC's OCF Margin % or its related term are showing as below:

ADX:NBF' s OCF Margin % Range Over the Past 10 Years
Min: -82.81   Med: 73.37   Max: 307.74
Current: 64.16


During the past 13 years, the highest OCF Margin % of National Bank of Fujairah PSC was 307.74%. The lowest was -82.81%. And the median was 73.37%.

ADX:NBF's OCF Margin % is ranked better than
77.88% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs ADX:NBF: 64.16


National Bank of Fujairah PSC OCF Margin % Related Terms


National Bank of Fujairah PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for National Bank of Fujairah PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Fujairah PSC OCF Margin % Chart

National Bank of Fujairah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 96.95 58.95 2.97 168.08 30.47

National Bank of Fujairah PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -150.74 185.39 -177.43 272.07 -15.47

National Bank of Fujairah PSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, National Bank of Fujairah PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Fujairah PSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National Bank of Fujairah PSC's OCF Margin % falls into.


ADX:NBF
56GF Score
National Bank of Fujairah PSC ADX:NBF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Fujairah PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National Bank of Fujairah PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=816.671/2679.905
=30.47 %

National Bank of Fujairah PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-108.47/701.278
=-15.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -15.47% mean?
National Bank of Fujairah PSC (ADX:NBF) has a OCF Margin % of -15.47% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Fujairah PSC and its competitors. According to the industry distribution chart, National Bank of Fujairah PSC ranks #332 out of 1501 companies in the Banks industry, placing it in the top 22.1%.
Is National Bank of Fujairah PSC's OCF Margin % too high?
National Bank of Fujairah PSC's current OCF Margin % is -15.47%. Based on the distribution chart, National Bank of Fujairah PSC ranks #332 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #332 out of 1501 companies for OCF Margin %. This places National Bank of Fujairah PSC in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current OCF Margin % is -15.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.12, compared to a current price of د.إ5.00 — trading 2.3% below its estimated fair value. The current OCF Margin % is -15.47%. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current OCF Margin % is -15.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued. The current stock price of د.إ5.00 is trading 2.3% below its estimated GF Value™ of د.إ5.12. GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.

Key valuation signals for ADX:NBF:

  • OCF Margin %: -15.47%
  • GF Value™: د.إ5.12 vs. price of د.إ5.00 (2.3% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Fujairah PSC Business Description

Address Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score

Get the complete analysis for ADX:NBF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.00
Price
د.إ5.12
GF Value