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National Bank of Fujairah PSCADX:NBF 56 PS Ratio is 4.80 as of Jul. 14, 2026, which is 8% below its 10-year median of 5.19. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.15 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, National Bank of Fujairah PSC ranks worse than 82.04% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, National Bank of Fujairah PSC's share price is د.إ5.00.
National Bank of Fujairah PSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.04. Hence, National Bank of Fujairah PSC's PS Ratio for today is 4.80.
Warning Sign:
National Bank of Fujairah PSC stock PS Ratio (=4.8) is close to 1-year high of 5.33.
The historical rank and industry rank for National Bank of Fujairah PSC's PS Ratio or its related term are showing as below:
ADX:NBF'
s PS Ratio Range Over the Past 10 Years
Min: 2.22 Med: 5.19 Max: 7.19
Current: 4.8
During the past 13 years, National Bank of Fujairah PSC's highest PS Ratio was 7.19. The lowest was 2.22. And the median was 5.19.
ADX:NBF's PS Ratio is ranked worse than 82.04% of 1520
companies
in the Banks industry
Industry Median: 3.02
vs ADX:NBF: 4.80
During the past 13 years, National Bank of Fujairah PSC's highest 3-Year average Revenue per Share Growth Rate was 64.10% per year. The lowest was -5.10% per year. And the median was 9.20% per year.
Back to Basics: PS Ratio
National Bank of Fujairah PSC (ADX:NBF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
National Bank of Fujairah PSC PS Ratio Related Terms
National Bank of Fujairah PSC PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC PS Ratio Competitor Comparison
For the Banks - Regional subindustry, National Bank of Fujairah PSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Fujairah PSC PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where National Bank of Fujairah PSC's PS Ratio falls into.
National Bank of Fujairah PSC PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
National Bank of Fujairah PSC's Share Price of today is د.إ5.00. National Bank of Fujairah PSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
National Bank of Fujairah PSC (ADX:NBF) has a PS Ratio of 4.80 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Bank of Fujairah PSC and its competitors. This is near median its historical median of 5.19. Over the past decade, National Bank of Fujairah PSC's PS Ratio has ranged from 2.22 to 7.19. According to the industry distribution chart, National Bank of Fujairah PSC ranks #1247 out of 1520 companies in the Banks industry, placing it in the top 82%.
Is National Bank of Fujairah PSC's PS Ratio too high?
National Bank of Fujairah PSC's current PS Ratio of 4.80 is near median its 10-year median of 5.19. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 7.19. The Banks industry median PS Ratio is 3.02. National Bank of Fujairah PSC's value of 4.80 is 58.9% above this industry median. Based on the distribution chart, National Bank of Fujairah PSC ranks #1247 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's PS Ratio compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #1247 out of 1520 companies for PS Ratio. This places National Bank of Fujairah PSC in the lower half of its industry. The industry median PS Ratio is 3.02. National Bank of Fujairah PSC's value of 4.80 is 58.9% above this benchmark. Historically, National Bank of Fujairah PSC's own PS Ratio has ranged from 2.22 to 7.19 over the past decade. While the company's 10-year median is 5.19 vs. the industry median of 3.02, National Bank of Fujairah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Fujairah PSC's current PS Ratio of 4.80 is 58.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current PS Ratio is 4.80, which is near median its own 10-year median of 5.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.15, compared to a current price of د.إ5.00 — trading 2.9% below its estimated fair value. The current PS Ratio is 4.80, which is near median its 10-year median of 5.19 and 58.9% above the Banks industry median of 3.02. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current PS Ratio is 4.80 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued.
The current stock price of د.إ5.00 is trading 2.9% below its estimated GF Value™ of د.إ5.15.
GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.
Key valuation signals for ADX:NBF:
PS Ratio: 4.80 (near median its 10-year median of 5.19)
GF Value™: د.إ5.15 vs. price of د.إ5.00 (2.9% below fair value)
Industry Position: 58.9% above the Banks median (#1247 of 1520)
No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Fujairah PSC Business Description
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score
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