National Bank of Fujairah PSCADX:NBF 56 Pretax Margin % is 53.65% as of Mar. 2026, which is 61% above its 10-year median of 33.29. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.13 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, National Bank of Fujairah PSC ranks better than 83.44% on this metric.
The historical rank and industry rank for National Bank of Fujairah PSC's Pretax Margin % or its related term are showing as below:
ADX:NBF'
s Pretax Margin % Range Over the Past 10 Years
Min: -34.36 Med: 33.29 Max: 50.78
Current: 50.78
ADX:NBF's Pretax Margin % is ranked better than 83.44% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs ADX:NBF: 50.78
National Bank of Fujairah PSC (ADX:NBF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
National Bank of Fujairah PSC Pretax Margin % Related Terms
National Bank of Fujairah PSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC Pretax Margin % Chart
National Bank of Fujairah PSC Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Fujairah PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Fujairah PSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where National Bank of Fujairah PSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC (ADX:NBF) has a Pretax Margin % of 53.65% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Bank of Fujairah PSC and its competitors. This is 61% above median its historical median of 33.29. According to the industry distribution chart, National Bank of Fujairah PSC ranks #253 out of 1528 companies in the Banks industry, placing it in the top 16.6%.
Is National Bank of Fujairah PSC's Pretax Margin % too high?
National Bank of Fujairah PSC's current Pretax Margin % of 53.65% is 61% above median its 10-year median of 33.29. The Banks industry median Pretax Margin % is 34.72. National Bank of Fujairah PSC's value of 53.65% is 54.5% above this industry median. Based on the distribution chart, National Bank of Fujairah PSC ranks #253 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #253 out of 1528 companies for Pretax Margin %. This places National Bank of Fujairah PSC in the top 17% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. National Bank of Fujairah PSC's value of 53.65% is 54.5% above this benchmark. While the company's 10-year median is 33.29 vs. the industry median of 34.72, National Bank of Fujairah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Fujairah PSC's current Pretax Margin % of 53.65% is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current Pretax Margin % is 53.65%, which is 61% above median its own 10-year median of 33.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.13, compared to a current price of د.إ5.00 — trading 2.5% below its estimated fair value. The current Pretax Margin % is 53.65%, which is 61% above median its 10-year median of 33.29 and 54.5% above the Banks industry median of 34.72. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current Pretax Margin % is 53.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued.
The current stock price of د.إ5.00 is trading 2.5% below its estimated GF Value™ of د.إ5.13.
GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.
Key valuation signals for ADX:NBF:
Pretax Margin %: 53.65% (61% above median its 10-year median of 33.29)
GF Value™: د.إ5.13 vs. price of د.إ5.00 (2.5% below fair value)
Industry Position: 54.5% above the Banks median (#253 of 1528)
No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Fujairah PSC Business Description
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score
Get the complete analysis for ADX:NBF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:NBF has been successfully added to your 
