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National Bank of Fujairah PSC (ADX:NBF) E10 : د.إ0.18 (As of Dec. 2024)


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What is National Bank of Fujairah PSC E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

National Bank of Fujairah PSC's adjusted earnings per share data for the three months ended in Dec. 2024 was د.إ0.018. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ0.18 for the trailing ten years ended in Dec. 2024.

During the past 3 years, the average E10 Growth Rate was 1.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of National Bank of Fujairah PSC was 1.90% per year. The lowest was 1.90% per year. And the median was 1.90% per year.

As of today (2025-03-18), National Bank of Fujairah PSC's current stock price is د.إ4.23. National Bank of Fujairah PSC's E10 for the quarter that ended in Dec. 2024 was د.إ0.18. National Bank of Fujairah PSC's Shiller PE Ratio of today is 23.50.

During the past 13 years, the highest Shiller PE Ratio of National Bank of Fujairah PSC was 29.39. The lowest was 10.53. And the median was 24.96.


National Bank of Fujairah PSC E10 Historical Data

The historical data trend for National Bank of Fujairah PSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

National Bank of Fujairah PSC E10 Chart

National Bank of Fujairah PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 0.17 0.17 0.18 0.18

National Bank of Fujairah PSC Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.19 0.19 0.19 0.18

Competitive Comparison of National Bank of Fujairah PSC's E10

For the Banks - Regional subindustry, National Bank of Fujairah PSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Fujairah PSC's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of Fujairah PSC's Shiller PE Ratio falls into.



National Bank of Fujairah PSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, National Bank of Fujairah PSC's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=0.018/133.1571*133.1571
=0.018

Current CPI (Dec. 2024) = 133.1571.

National Bank of Fujairah PSC Quarterly Data

per share eps CPI Adj_EPS
201503 0.064 99.621 0.086
201506 0.077 100.684 0.102
201509 0.058 100.392 0.077
201512 0.051 99.792 0.068
201603 0.055 100.470 0.073
201606 0.062 101.688 0.081
201609 0.041 101.861 0.054
201612 0.041 101.863 0.054
201703 0.044 102.862 0.057
201706 0.081 103.349 0.104
201709 0.037 104.136 0.047
201712 0.030 104.011 0.038
201803 0.050 105.290 0.063
201806 0.075 106.317 0.094
201809 0.050 106.507 0.063
201812 0.066 105.998 0.083
201903 0.069 107.251 0.086
201906 0.086 108.070 0.106
201909 0.061 108.329 0.075
201912 0.010 108.420 0.012
202003 0.034 108.902 0.042
202006 -0.022 108.767 -0.027
202009 0.001 109.815 0.001
202012 -0.260 109.897 -0.315
202103 0.018 111.754 0.021
202106 -0.002 114.631 -0.002
202109 0.006 115.734 0.007
202112 -0.005 117.630 -0.006
202203 0.027 121.301 0.030
202206 0.019 125.017 0.020
202209 0.038 125.227 0.040
202212 0.033 125.222 0.035
202303 0.068 127.348 0.071
202306 0.064 128.729 0.066
202309 0.081 129.860 0.083
202312 0.038 129.419 0.039
202403 0.113 131.776 0.114
202406 0.068 132.554 0.068
202409 0.093 133.029 0.093
202412 0.018 133.157 0.018

Add all the adjusted EPS together and divide 10 will get our e10.


National Bank of Fujairah PSC  (ADX:NBF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

National Bank of Fujairah PSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4.23/0.18
=23.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of National Bank of Fujairah PSC was 29.39. The lowest was 10.53. And the median was 24.96.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


National Bank of Fujairah PSC E10 Related Terms

Thank you for viewing the detailed overview of National Bank of Fujairah PSC's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


National Bank of Fujairah PSC Business Description

Traded in Other Exchanges
N/A
Address
Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through three segments namely, Corporate and Institutional Banking, Retail Banking and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Corporate and Institutional Banking segment in which, it offers a products and services including credit and trade finance products, and services to large and medium-sized corporate customers.

National Bank of Fujairah PSC Headlines

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