National Bank of Fujairah PSC (ADX:NBF) Profitability Rank: 5 (As of Jun. 2026) — 17% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:NBF National Bank of Fujairah PSC ADX:NBF
56 GF Score
Price د.إ4.85
GF Value د.إ5.09
Valuation Fairly Valued
! 6 Warning Signs
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What is National Bank of Fujairah PSC Profitability Rank?

National Bank of Fujairah PSC ADX:NBF 56 Profitability Rank is 5 as of Jun. 2026, which is 17% below its 10-year median of 6.00. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.09 (Fairly Valued). The stock has 6 warning signs investors should review.

National Bank of Fujairah PSC has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

National Bank of Fujairah PSC's Operating Margin % for the quarter that ended in Jun. 2026 was 56.41%. As of today, National Bank of Fujairah PSC's Piotroski F-Score is 6.


National Bank of Fujairah PSC Profitability Rank Related Terms


National Bank of Fujairah PSC Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, National Bank of Fujairah PSC's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Fujairah PSC Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's Profitability Rank distribution charts can be found below:

* The bar in red indicates where National Bank of Fujairah PSC's Profitability Rank falls into.


ADX:NBF
56GF Score
National Bank of Fujairah PSC ADX:NBF
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Fujairah PSC Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

National Bank of Fujairah PSC has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

National Bank of Fujairah PSC's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=395.67 / 701.408
=56.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

National Bank of Fujairah PSC has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
National Bank of Fujairah PSC (ADX:NBF) has a Profitability Rank of 5 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on National Bank of Fujairah PSC and its competitors. This is 17% below median its historical median of 6.00. Over the past decade, National Bank of Fujairah PSC's Profitability Rank has ranged from 5.00 to 9.00.
Is National Bank of Fujairah PSC's Profitability Rank too high?
National Bank of Fujairah PSC's current Profitability Rank of 5 is 17% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 9.00. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's Profitability Rank compare to competitors?
National Bank of Fujairah PSC's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, National Bank of Fujairah PSC's own Profitability Rank has ranged from 5.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on National Bank of Fujairah PSC and its competitors. National Bank of Fujairah PSC's current Profitability Rank is 5, which is 17% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.09, compared to a current price of د.إ4.85 — trading 4.7% below its estimated fair value. The current Profitability Rank is 5, which is 17% below median its 10-year median of 6.00. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current Profitability Rank is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued. The current stock price of د.إ4.85 is trading 4.7% below its estimated GF Value™ of د.إ5.09. GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.

Key valuation signals for ADX:NBF:

  • Profitability Rank: 5 (17% below median its 10-year median of 6.00)
  • GF Value™: د.إ5.09 vs. price of د.إ4.85 (4.7% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Fujairah PSC Business Description

Address Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score

Get the complete analysis for ADX:NBF

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ4.85
Price
د.إ5.09
GF Value