National Bank of Fujairah PSC (ADX:NBF) Margin of Safety % (DCF FCF Based): 31.88% (As of Jun. 27, 2026)


ADX:NBF National Bank of Fujairah PSC ADX:NBF
56 GF Score
Price د.إ5.00
GF Value د.إ5.12
Valuation Fairly Valued
! 5 Warning Signs
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What is National Bank of Fujairah PSC Margin of Safety % (DCF FCF Based)?

National Bank of Fujairah PSC ADX:NBF 56 Margin of Safety % (DCF FCF Based) is 31.88% as of Jun. 27, 2026. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.12 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), National Bank of Fujairah PSC's Predictability Rank is 2.5-Stars. National Bank of Fujairah PSC's intrinsic value calculated from the Discounted FCF model is د.إ15.03 and current share price is د.إ5.00. Consequently,

National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 31.88%.

National Bank of Fujairah PSC Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Bank of Fujairah PSC Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) falls into.


ADX:NBF
56GF Score
National Bank of Fujairah PSC ADX:NBF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Fujairah PSC Margin of Safety % (DCF FCF Based) Calculation

National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(7.34-5.00)/7.34
=31.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 31.88% mean?
National Bank of Fujairah PSC (ADX:NBF) has a Margin of Safety % (DCF FCF Based) of 31.88% as of Jun. 27, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on National Bank of Fujairah PSC.
Is National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) too high?
National Bank of Fujairah PSC's current Margin of Safety % (DCF FCF Based) is 31.88%. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) compare to competitors?
National Bank of Fujairah PSC's Margin of Safety % (DCF FCF Based) of 31.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on National Bank of Fujairah PSC. National Bank of Fujairah PSC's current Margin of Safety % (DCF FCF Based) is 31.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.12, compared to a current price of د.إ5.00 — trading 2.3% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 31.88%. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current Margin of Safety % (DCF FCF Based) is 31.88% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued. The current stock price of د.إ5.00 is trading 2.3% below its estimated GF Value™ of د.إ5.12. GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.

Key valuation signals for ADX:NBF:

  • Margin of Safety % (DCF FCF Based): 31.88%
  • GF Value™: د.إ5.12 vs. price of د.إ5.00 (2.3% below fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Fujairah PSC Business Description

Address Hamad Bin Abdullah Street, P.O. Box 887, Fujairah, ARE
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score

Get the complete analysis for ADX:NBF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ5.00
Price
د.إ5.12
GF Value