Sharjah Insurance Co PSC (ADX:SICO) Cyclically Adjusted PS Ratio: 4.22 (As of Jul. 13, 2026) — 23% Above Median


ADX:SICO Sharjah Insurance Co PSC ADX:SICO
32 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio?

Sharjah Insurance Co PSC ADX:SICO 32 Cyclically Adjusted PS Ratio is 4.22 as of Jul. 13, 2026, which is 23% above its 10-year median of 3.43. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 412 Insurance companies, Sharjah Insurance Co PSC ranks worse than 89.81% on this metric.

As of today (2026-07-13), Sharjah Insurance Co PSC's current share price is د.إ1.52. Sharjah Insurance Co PSC's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was د.إ0.36. Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio for today is 4.22.

The historical rank and industry rank for Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:SICO' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.37   Med: 3.43   Max: 6.51
Current: 4.28

During the past 13 years, Sharjah Insurance Co PSC's highest Cyclically Adjusted PS Ratio was 6.51. The lowest was 1.37. And the median was 3.43.

ADX:SICO's Cyclically Adjusted PS Ratio is ranked worse than
89.81% of 412 companies
in the Insurance industry
Industry Median: 1.23 vs ADX:SICO: 4.28

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sharjah Insurance Co PSC's adjusted revenue per share data of for the fiscal year that ended in Dec25 was د.إ0.569. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ0.36 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sharjah Insurance Co PSC  (ADX:SICO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio Related Terms


Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio Chart

Sharjah Insurance Co PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.55 2.99 3.29 6.51 4.28

Sharjah Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.55 2.99 3.29 6.51 4.28

ADX:SICO vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio falls into.


ADX:SICO
32GF Score
Sharjah Insurance Co PSC ADX:SICO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.52/0.36
=4.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Sharjah Insurance Co PSC's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.569/324.0540*324.0540
=0.569

Current CPI (Dec25) = 324.0540.

Sharjah Insurance Co PSC Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201512 0.320 236.525 0.438
201612 0.528 241.432 0.709
201712 0.365 246.524 0.480
201812 0.328 251.233 0.423
201912 0.273 256.974 0.344
202112 0.263 278.802 0.306
202212 0.097 296.797 0.106
202312 -0.023 306.746 -0.024
202412 0.196 315.605 0.201
202512 0.569 324.054 0.569

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.22 mean?
Sharjah Insurance Co PSC (ADX:SICO) has a Cyclically Adjusted PS Ratio of 4.22 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sharjah Insurance Co PSC and its competitors. This is 23% above median its historical median of 3.43. Over the past decade, Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio has ranged from 1.37 to 6.51. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #370 out of 412 companies in the Insurance industry, placing it in the top 89.8%.
Is Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio too high?
Sharjah Insurance Co PSC's current Cyclically Adjusted PS Ratio of 4.22 is 23% above median its 10-year median of 3.43. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 6.51. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Sharjah Insurance Co PSC's value of 4.22 is 243.1% above this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #370 out of 412 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #370 out of 412 companies for Cyclically Adjusted PS Ratio. This places Sharjah Insurance Co PSC in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Sharjah Insurance Co PSC's value of 4.22 is 243.1% above this benchmark. Historically, Sharjah Insurance Co PSC's own Cyclically Adjusted PS Ratio has ranged from 1.37 to 6.51 over the past decade. While the company's 10-year median is 3.43 vs. the industry median of 1.23, Sharjah Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current Cyclically Adjusted PS Ratio of 4.22 is 243.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current Cyclically Adjusted PS Ratio is 4.22, which is 23% above median its own 10-year median of 3.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current Cyclically Adjusted PS Ratio of 4.22. The current Cyclically Adjusted PS Ratio is 4.22, which is 23% above median its 10-year median of 3.43 and 243.1% above the Insurance industry median of 1.23. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current Cyclically Adjusted PS Ratio is 4.22 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score

Get the complete analysis for ADX:SICO

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.52
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