Sharjah Insurance Co PSC (ADX:SICO) Dividend Payout Ratio: 0.13 (As of Dec. 2025) — 70% Below Median


ADX:SICO Sharjah Insurance Co PSC ADX:SICO
32 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC Dividend Payout Ratio?

Sharjah Insurance Co PSC ADX:SICO 32 Dividend Payout Ratio is 0.13 as of Dec. 2025, which is 70% below its 10-year median of 0.44. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 337 Insurance companies, Sharjah Insurance Co PSC ranks better than 89.32% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sharjah Insurance Co PSC's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.13.

The historical rank and industry rank for Sharjah Insurance Co PSC's Dividend Payout Ratio or its related term are showing as below:

ADX:SICO' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.44   Max: 2.12
Current: 0.13

During the past 13 years, the highest Dividend Payout Ratio of Sharjah Insurance Co PSC was 2.12. The lowest was 0.13. And the median was 0.44.

ADX:SICO's Dividend Payout Ratio is ranked better than
89.32% of 337 companies
in the Insurance industry
Industry Median: 0.38 vs ADX:SICO: 0.13

As of today (2026-06-28), the Dividend Yield % of Sharjah Insurance Co PSC is 5.92%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sharjah Insurance Co PSC was 7.41%. The lowest was 1.30%. And the median was 3.29%.

Sharjah Insurance Co PSC's Dividends per Share for the months ended in Dec. 2025 was د.إ0.05.

During the past 12 months, Sharjah Insurance Co PSC's average Dividends Per Share Growth Rate was -28.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -11.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -1.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -1.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sharjah Insurance Co PSC was 16.00% per year. The lowest was -20.60% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Sharjah Insurance Co PSC (ADX:SICO) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Sharjah Insurance Co PSC Dividend Payout Ratio Related Terms

Sharjah Insurance Co PSC Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sharjah Insurance Co PSC's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC Dividend Payout Ratio Chart

Sharjah Insurance Co PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.33 0.91 2.12 0.13

Sharjah Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.33 0.91 2.12 0.13

ADX:SICO vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sharjah Insurance Co PSC Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sharjah Insurance Co PSC's Dividend Payout Ratio falls into.


ADX:SICO
32GF Score
Sharjah Insurance Co PSC ADX:SICO
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Sharjah Insurance Co PSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.05/ 0.399
=0.13

Sharjah Insurance Co PSC's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.05/ 0.399
=0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.13 mean?
Sharjah Insurance Co PSC (ADX:SICO) has a Dividend Payout Ratio of 0.13 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sharjah Insurance Co PSC and its competitors. This is 70% below median its historical median of 0.44. Over the past decade, Sharjah Insurance Co PSC's Dividend Payout Ratio has ranged from 0.13 to 2.12. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #36 out of 337 companies in the Insurance industry, placing it in the top 10.7%.
Is Sharjah Insurance Co PSC's Dividend Payout Ratio too high?
Sharjah Insurance Co PSC's current Dividend Payout Ratio of 0.13 is 70% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 2.12. The Insurance industry median Dividend Payout Ratio is 0.38. Sharjah Insurance Co PSC's value of 0.13 is 65.8% below this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #36 out of 337 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #36 out of 337 companies for Dividend Payout Ratio. This places Sharjah Insurance Co PSC in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Sharjah Insurance Co PSC's value of 0.13 is 65.8% below this benchmark. Historically, Sharjah Insurance Co PSC's own Dividend Payout Ratio has ranged from 0.13 to 2.12 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.38, Sharjah Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current Dividend Payout Ratio of 0.13 is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current Dividend Payout Ratio is 0.13, which is 70% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current Dividend Payout Ratio of 0.13. The current Dividend Payout Ratio is 0.13, which is 70% below median its 10-year median of 0.44 and 65.8% below the Insurance industry median of 0.38. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current Dividend Payout Ratio is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score

Get the complete analysis for ADX:SICO

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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