Sharjah Insurance Co PSC (ADX:SICO) FCF Margin %: -2.47% (As of Dec. 2025)


ADX:SICO Sharjah Insurance Co PSC ADX:SICO
32 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC FCF Margin %?

Sharjah Insurance Co PSC ADX:SICO 32 FCF Margin % is -2.47% as of Dec. 2025. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 501 Insurance companies, Sharjah Insurance Co PSC ranks worse than 80.44% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sharjah Insurance Co PSC's Free Cash Flow for the six months ended in Dec. 2025 was د.إ-2.10 Mil. Sharjah Insurance Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ85.28 Mil. Therefore, Sharjah Insurance Co PSC's FCF Margin % for the quarter that ended in Dec. 2025 was -2.47%.

As of today, Sharjah Insurance Co PSC's current FCF Yield % is -0.92%.

The historical rank and industry rank for Sharjah Insurance Co PSC's FCF Margin % or its related term are showing as below:

ADX:SICO' s FCF Margin % Range Over the Past 10 Years
Min: -36.68   Med: -3.25   Max: 52.92
Current: -2.47

During the past 13 years, the highest FCF Margin % of Sharjah Insurance Co PSC was 52.92%. The lowest was -36.68%. And the median was -3.25%.

ADX:SICO's FCF Margin % is ranked worse than
80.44% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs ADX:SICO: -2.47

Sharjah Insurance Co PSC FCF Margin % Related Terms

Sharjah Insurance Co PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sharjah Insurance Co PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC FCF Margin % Chart

Sharjah Insurance Co PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.64 -12.23 52.92 27.92 -2.47

Sharjah Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.64 -12.23 52.92 27.92 -2.47

ADX:SICO vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sharjah Insurance Co PSC FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sharjah Insurance Co PSC's FCF Margin % falls into.


ADX:SICO
32GF Score
Sharjah Insurance Co PSC ADX:SICO
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sharjah Insurance Co PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2.104/85.281
=-2.47 %

Sharjah Insurance Co PSC's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.104/85.281
=-2.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -2.47% mean?
Sharjah Insurance Co PSC (ADX:SICO) has a FCF Margin % of -2.47% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sharjah Insurance Co PSC and its competitors. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #403 out of 501 companies in the Insurance industry, placing it in the top 80.4%.
Is Sharjah Insurance Co PSC's FCF Margin % too high?
Sharjah Insurance Co PSC's current FCF Margin % is -2.47%. Based on the distribution chart, Sharjah Insurance Co PSC ranks #403 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #403 out of 501 companies for FCF Margin %. This places Sharjah Insurance Co PSC in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current FCF Margin % is -2.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current FCF Margin % of -2.47%. The current FCF Margin % is -2.47%. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current FCF Margin % is -2.47% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.52
Price