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Sharjah Insurance Co PSCADX:SICO 33 Equity-to-Asset is 0.83 as of Dec. 2025, which is 15% above its 10-year median of 0.72. GuruFocus rates ADX:SICO with a GF Score™ of 33/100. The stock has 2 warning signs investors should review. Among 507 Insurance companies, Sharjah Insurance Co PSC ranks better than 98.22% on this metric.
Sharjah Insurance Co PSC (ADX:SICO) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sharjah Insurance Co PSC Equity-to-Asset Related Terms
Sharjah Insurance Co PSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:SICO vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sharjah Insurance Co PSC Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sharjah Insurance Co PSC's Equity-to-Asset falls into.
Sharjah Insurance Co PSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sharjah Insurance Co PSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Insurance Co PSC (ADX:SICO) has a Equity-to-Asset of 0.83 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sharjah Insurance Co PSC and its competitors. This is 15% above median its historical median of 0.72. Over the past decade, Sharjah Insurance Co PSC's Equity-to-Asset has ranged from 0.55 to 0.84. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #9 out of 507 companies in the Insurance industry, placing it in the top 1.8%.
Is Sharjah Insurance Co PSC's Equity-to-Asset too high?
Sharjah Insurance Co PSC's current Equity-to-Asset of 0.83 is 15% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 0.84. The Insurance industry median Equity-to-Asset is 0.26. Sharjah Insurance Co PSC's value of 0.83 is 219.2% above this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #9 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #9 out of 507 companies for Equity-to-Asset. This places Sharjah Insurance Co PSC in the top 2% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Sharjah Insurance Co PSC's value of 0.83 is 219.2% above this benchmark. Historically, Sharjah Insurance Co PSC's own Equity-to-Asset has ranged from 0.55 to 0.84 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.26, Sharjah Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current Equity-to-Asset of 0.83 is 219.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current Equity-to-Asset is 0.83, which is 15% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current Equity-to-Asset of 0.83. The current Equity-to-Asset is 0.83, which is 15% above median its 10-year median of 0.72 and 219.2% above the Insurance industry median of 0.26. Sharjah Insurance Co PSC's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current Equity-to-Asset is 0.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
33GF Score
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