Sharjah Insurance Co PSC (ADX:SICO) 3-Year EBITDA Growth Rate: 20.60% (As of Dec. 2025) — 255% Above Median

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ADX:SICO Sharjah Insurance Co PSC ADX:SICO
33 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC 3-Year EBITDA Growth Rate?

Sharjah Insurance Co PSC ADX:SICO 33 3-Year EBITDA Growth Rate is 20.60% as of Dec. 2025, which is 255% above its 10-year median of 5.80. GuruFocus rates ADX:SICO with a GF Score™ of 33/100. The stock has 2 warning signs investors should review. Among 293 Insurance companies, Sharjah Insurance Co PSC ranks better than 56.66% on this metric.

Sharjah Insurance Co PSC's EBITDA per Share for the six months ended in Dec. 2025 was د.إ0.41.

During the past 12 months, Sharjah Insurance Co PSC's average EBITDA Per Share Growth Rate was 900.00% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 20.60% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Sharjah Insurance Co PSC was 43.50% per year. The lowest was -46.20% per year. And the median was 5.80% per year.


Sharjah Insurance Co PSC  (ADX:SICO) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Sharjah Insurance Co PSC 3-Year EBITDA Growth Rate Related Terms


ADX:SICO vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison

For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Insurance Co PSC 3-Year EBITDA Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Sharjah Insurance Co PSC's 3-Year EBITDA Growth Rate falls into.


ADX:SICO
33GF Score
Sharjah Insurance Co PSC ADX:SICO
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 20.60% mean?
Sharjah Insurance Co PSC (ADX:SICO) has a 3-Year EBITDA Growth Rate of 20.60% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Sharjah Insurance Co PSC and its competitors. This is 255% above median its historical median of 5.80. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #127 out of 293 companies in the Insurance industry, placing it in the top 43.3%.
Is Sharjah Insurance Co PSC's 3-Year EBITDA Growth Rate too high?
Sharjah Insurance Co PSC's current 3-Year EBITDA Growth Rate of 20.60% is 255% above median its 10-year median of 5.80. The Insurance industry median 3-Year EBITDA Growth Rate is 16.80. Sharjah Insurance Co PSC's value of 20.60% is 22.6% above this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #127 out of 293 companies in the Insurance industry, which is above the industry midpoint. Overall, Sharjah Insurance Co PSC has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #127 out of 293 companies for 3-Year EBITDA Growth Rate. This puts Sharjah Insurance Co PSC in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.80. Sharjah Insurance Co PSC's value of 20.60% is 22.6% above this benchmark. While the company's 10-year median is 5.80 vs. the industry median of 16.80, Sharjah Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.80, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current 3-Year EBITDA Growth Rate of 20.60% is 22.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current 3-Year EBITDA Growth Rate is 20.60%, which is 255% above median its own 10-year median of 5.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current 3-Year EBITDA Growth Rate of 20.60%. The current 3-Year EBITDA Growth Rate is 20.60%, which is 255% above median its 10-year median of 5.80 and 22.6% above the Insurance industry median of 16.80. Sharjah Insurance Co PSC's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current 3-Year EBITDA Growth Rate is 20.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
33GF Score

Get the complete analysis for ADX:SICO

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.52
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