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Sharjah Insurance Co PSCADX:SICO 32 EV-to-EBITDA is 3.04 as of Jul. 29, 2026, which is 80% below its 10-year median of 15.46. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 346 Insurance companies, Sharjah Insurance Co PSC ranks better than 88.15% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sharjah Insurance Co PSC's enterprise value is د.إ186.94 Mil.
Sharjah Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ61.45 Mil. Therefore, Sharjah Insurance Co PSC's EV-to-EBITDA for today is 3.04.
The historical rank and industry rank for Sharjah Insurance Co PSC's EV-to-EBITDA or its related term are showing as below:
ADX:SICO'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -42.3 Med: 15.46 Max: 49.72
Current: 3.04
During the past 13 years, the highest EV-to-EBITDA of Sharjah Insurance Co PSC was 49.72. The lowest was -42.30. And the median was 15.46.
ADX:SICO's EV-to-EBITDA is ranked better than 88.15% of 346
companies
in the Insurance industry
Industry Median: 8.36
vs ADX:SICO: 3.04
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Sharjah Insurance Co PSC (ADX:SICO) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sharjah Insurance Co PSC's PE Ratio (TTM) for today is calculated as:
Sharjah Insurance Co PSC's share price for today is د.إ1.52.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sharjah Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.399.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:SICO vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sharjah Insurance Co PSC EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sharjah Insurance Co PSC's EV-to-EBITDA falls into.
Sharjah Insurance Co PSC's current Enterprise Value is د.إ186.94 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sharjah Insurance Co PSC's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ61.45 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sharjah Insurance Co PSC (ADX:SICO) has a EV-to-EBITDA of 3.04 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sharjah Insurance Co PSC. This is 80% below median its historical median of 15.46. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #41 out of 346 companies in the Insurance industry, placing it in the top 11.8%.
Is Sharjah Insurance Co PSC's EV-to-EBITDA too high?
Sharjah Insurance Co PSC's current EV-to-EBITDA of 3.04 is 80% below median its 10-year median of 15.46. The Insurance industry median EV-to-EBITDA is 8.36. Sharjah Insurance Co PSC's value of 3.04 is 63.6% below this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #41 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #41 out of 346 companies for EV-to-EBITDA. This places Sharjah Insurance Co PSC in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.36. Sharjah Insurance Co PSC's value of 3.04 is 63.6% below this benchmark. While the company's 10-year median is 15.46 vs. the industry median of 8.36, Sharjah Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.36, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current EV-to-EBITDA of 3.04 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sharjah Insurance Co PSC. For the Insurance industry, the median EV-to-EBITDA is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current EV-to-EBITDA is 3.04, which is 80% below median its own 10-year median of 15.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current EV-to-EBITDA of 3.04. The current EV-to-EBITDA is 3.04, which is 80% below median its 10-year median of 15.46 and 63.6% below the Insurance industry median of 8.36. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current EV-to-EBITDA is 3.04 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score
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