Sharjah Insurance Co PSC (ADX:SICO) Net Margin %: 70.12% (As of Dec. 2025) — 103% Above Median


ADX:SICO Sharjah Insurance Co PSC ADX:SICO
32 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC Net Margin %?

Sharjah Insurance Co PSC ADX:SICO 32 Net Margin % is 70.12% as of Dec. 2025, which is 103% above its 10-year median of 34.61. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review. Among 501 Insurance companies, Sharjah Insurance Co PSC ranks better than 98% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Sharjah Insurance Co PSC's Net Income for the six months ended in Dec. 2025 was د.إ59.80 Mil. Sharjah Insurance Co PSC's Revenue for the six months ended in Dec. 2025 was د.إ85.28 Mil. Therefore, Sharjah Insurance Co PSC's net margin for the quarter that ended in Dec. 2025 was 70.12%.

The historical rank and industry rank for Sharjah Insurance Co PSC's Net Margin % or its related term are showing as below:

ADX:SICO' s Net Margin % Range Over the Past 10 Years
Min: -461.87   Med: 34.61   Max: 230.99
Current: 70.12


ADX:SICO's Net Margin % is ranked better than
98% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs ADX:SICO: 70.12

Sharjah Insurance Co PSC  (ADX:SICO) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Sharjah Insurance Co PSC Net Margin % Related Terms


Sharjah Insurance Co PSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Sharjah Insurance Co PSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC Net Margin % Chart

Sharjah Insurance Co PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69.06 230.99 -461.87 17.00 70.12

Sharjah Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 69.06 230.99 -461.87 17.00 70.12

ADX:SICO vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Sharjah Insurance Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sharjah Insurance Co PSC Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sharjah Insurance Co PSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Sharjah Insurance Co PSC's Net Margin % falls into.


ADX:SICO
32GF Score
Sharjah Insurance Co PSC ADX:SICO
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Sharjah Insurance Co PSC's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=59.802/85.281
=70.12 %

Sharjah Insurance Co PSC's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=59.802/85.281
=70.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 70.12% mean?
Sharjah Insurance Co PSC (ADX:SICO) has a Net Margin % of 70.12% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Sharjah Insurance Co PSC and its competitors. This is 103% above median its historical median of 34.61. According to the industry distribution chart, Sharjah Insurance Co PSC ranks #10 out of 501 companies in the Insurance industry, placing it in the top 2%.
Is Sharjah Insurance Co PSC's Net Margin % too high?
Sharjah Insurance Co PSC's current Net Margin % of 70.12% is 103% above median its 10-year median of 34.61. The Insurance industry median Net Margin % is 9.29. Sharjah Insurance Co PSC's value of 70.12% is 654.8% above this industry median. Based on the distribution chart, Sharjah Insurance Co PSC ranks #10 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sharjah Insurance Co PSC ranks #10 out of 501 companies for Net Margin %. This places Sharjah Insurance Co PSC in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Sharjah Insurance Co PSC's value of 70.12% is 654.8% above this benchmark. While the company's 10-year median is 34.61 vs. the industry median of 9.29, Sharjah Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sharjah Insurance Co PSC's current Net Margin % of 70.12% is 654.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sharjah Insurance Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sharjah Insurance Co PSC's current Net Margin % is 70.12%, which is 103% above median its own 10-year median of 34.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current Net Margin % of 70.12%. The current Net Margin % is 70.12%, which is 103% above median its 10-year median of 34.61 and 654.8% above the Insurance industry median of 9.29. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current Net Margin % is 70.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score

Get the complete analysis for ADX:SICO

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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