Sharjah Insurance Co PSC (ADX:SICO) Retained Earnings: د.إ164.43 Mil (As of Dec. 2025)

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ADX:SICO Sharjah Insurance Co PSC ADX:SICO
32 GF Score
Price د.إ1.52
! 2 Warning Signs
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What is Sharjah Insurance Co PSC Retained Earnings?

Sharjah Insurance Co PSC ADX:SICO 32 Retained Earnings is د.إ164.43 Mil as of Dec. 2025. GuruFocus rates ADX:SICO with a GF Score™ of 32/100. The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Sharjah Insurance Co PSC's retained earnings for the quarter that ended in Dec. 2025 was د.إ164.43 Mil.

Sharjah Insurance Co PSC's quarterly retained earnings declined from Dec. 2023 (د.إ130.14 Mil) to Dec. 2024 (د.إ124.47 Mil) but then increased from Dec. 2024 (د.إ124.47 Mil) to Dec. 2025 (د.إ164.43 Mil).

Sharjah Insurance Co PSC's annual retained earnings declined from Dec. 2023 (د.إ130.14 Mil) to Dec. 2024 (د.إ124.47 Mil) but then increased from Dec. 2024 (د.إ124.47 Mil) to Dec. 2025 (د.إ164.43 Mil).


Sharjah Insurance Co PSC  (ADX:SICO) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Sharjah Insurance Co PSC Retained Earnings Historical Data

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The historical data trend for Sharjah Insurance Co PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sharjah Insurance Co PSC Retained Earnings Chart

Sharjah Insurance Co PSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 120.97 130.12 130.14 124.47 164.43

Sharjah Insurance Co PSC Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec15 Dec16 Dec17 Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 120.97 130.12 130.14 124.47 164.43
ADX:SICO
32GF Score
Sharjah Insurance Co PSC ADX:SICO
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Sharjah Insurance Co PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ164.43 Mil mean?
Sharjah Insurance Co PSC (ADX:SICO) has a Retained Earnings of د.إ164.43 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Sharjah Insurance Co PSC and its competitors.
Is Sharjah Insurance Co PSC's Retained Earnings too high?
Sharjah Insurance Co PSC's current Retained Earnings is د.إ164.43 Mil. Overall, Sharjah Insurance Co PSC has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Sharjah Insurance Co PSC's Retained Earnings compare to BRK.A and AIG?
Sharjah Insurance Co PSC's Retained Earnings of د.إ164.43 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Sharjah Insurance Co PSC and its competitors. Sharjah Insurance Co PSC's current Retained Earnings is د.إ164.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sharjah Insurance Co PSC stock overvalued right now?
Sharjah Insurance Co PSC (ADX:SICO) has a current Retained Earnings of د.إ164.43 Mil. The current Retained Earnings is د.إ164.43 Mil. Sharjah Insurance Co PSC's overall GF Score™ is 32/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Sharjah Insurance Co PSC (ADX:SICO), the current Retained Earnings is د.إ164.43 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sharjah Insurance Co PSC Business Description

Address Ground and O2 Floors, Al Raha Tower, Corniche Al Mamzar, P.O. Box 792, Al Khan, Sharjah, ARE
Sharjah Insurance Co PSC deals in general insurance, property, non-property insurance, and life insurance. Its personal insurance includes motor insurance, travel insurance, and home insurance; and its commercial insurance includes marine insurance, fire insurance, engineering insurance, general accident insurance, liability insurance, life insurance, and motor insurance. The company is organized into two segments: underwriting and investment. Underwriting segment comprises engineering and motor insurance, marine insurance, fire insurance, and other insurances. Investment segment includes investments inside and outside UAE, marketable equity securities, term deposit with banks and investment properties. The majority of the revenue is derived from the Underwriting segment.
32GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.52
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