ALBY (Community Capital Bancshares) Cyclically Adjusted PS Ratio: 3.02 (As of Jul. 07, 2026)


ALBY Community Capital Bancshares Inc ALBY
12 GF Score
Price $32.33
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What is Community Capital Bancshares Cyclically Adjusted PS Ratio?

Community Capital Bancshares ALBY +5.45% 12 Cyclically Adjusted PS Ratio is 3.02 as of Jul. 07, 2026. GuruFocus rates ALBY with a GF Score™ of 12/100.

As of today (2026-07-07), Community Capital Bancshares's current share price is $32.33. Community Capital Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $10.69. Community Capital Bancshares's Cyclically Adjusted PS Ratio for today is 3.02.

The historical rank and industry rank for Community Capital Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:

ALBY's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.35
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Community Capital Bancshares's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.068. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $10.69 for the trailing ten years ended in Dec. 2023.

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Community Capital Bancshares  (OTCPK:ALBY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Community Capital Bancshares Cyclically Adjusted PS Ratio Related Terms


Community Capital Bancshares Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Community Capital Bancshares's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares Cyclically Adjusted PS Ratio Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.79 0.96 1.21 1.63

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.33 1.58 1.56 1.63

ALBY vs PNBI, MBBC, BCCB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Community Capital Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Cyclically Adjusted PS Ratio falls into.


ALBY
12GF Score
Community Capital Bancshares Inc ALBY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Capital Bancshares Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Community Capital Bancshares's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=32.33/10.69
=3.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Community Capital Bancshares's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.068/306.7460*306.7460
=2.068

Current CPI (Dec. 2023) = 306.7460.

Community Capital Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200512 0.000 196.800 0.000
200603 5.769 199.800 8.857
200606 6.210 202.900 9.388
200609 0.000 202.900 0.000
200612 0.000 201.800 0.000
200703 4.792 205.352 7.158
200706 4.491 208.352 6.612
200709 3.615 208.490 5.319
201312 0.000 233.049 0.000
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201606 1.162 241.018 1.479
201609 1.279 241.428 1.625
201612 1.254 241.432 1.593
201703 1.276 243.801 1.605
201706 1.315 244.955 1.647
201709 1.373 246.819 1.706
201712 1.400 246.524 1.742
201803 1.344 249.554 1.652
201806 1.348 251.989 1.641
201809 1.411 252.439 1.715
201812 1.332 251.233 1.626
201903 1.491 254.202 1.799
201906 1.574 256.143 1.885
201909 1.523 256.759 1.820
201912 1.606 256.974 1.917
202003 1.566 258.115 1.861
202009 1.577 260.280 1.859
202012 2.086 260.474 2.457
202103 1.665 264.877 1.928
202109 1.634 274.310 1.827
202112 1.541 278.802 1.695
202203 1.455 287.504 1.552
202206 1.684 296.311 1.743
202209 2.066 296.808 2.135
202212 2.106 296.797 2.177
202303 2.251 301.836 2.288
202306 2.318 305.109 2.330
202309 2.184 307.789 2.177
202312 2.068 306.746 2.068

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.02 mean?
Community Capital Bancshares (ALBY) has a Cyclically Adjusted PS Ratio of 3.02 as of Jul. 07, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Capital Bancshares and its competitors.
Is Community Capital Bancshares' Cyclically Adjusted PS Ratio too high?
Community Capital Bancshares' current Cyclically Adjusted PS Ratio is 3.02. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Community Capital Bancshares' value of 3.02 is 9.9% below this industry median. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Community Capital Bancshares' Cyclically Adjusted PS Ratio compare to PNBI and MBBC?
Community Capital Bancshares' Cyclically Adjusted PS Ratio of 3.02 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Community Capital Bancshares' value of 3.02 is 9.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Capital Bancshares's current Cyclically Adjusted PS Ratio of 3.02 is 9.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Community Capital Bancshares and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Capital Bancshares's current Cyclically Adjusted PS Ratio is 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Capital Bancshares stock overvalued right now?
Community Capital Bancshares (ALBY) has a current Cyclically Adjusted PS Ratio of 3.02. The current Cyclically Adjusted PS Ratio is 3.02 and 9.9% below the Banks industry median of 3.35. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current Cyclically Adjusted PS Ratio is 3.02 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707
Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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