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Community Capital Bancshares (Community Capital Bancshares) PE Ratio (TTM) : 5.88 (As of May. 03, 2024)


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What is Community Capital Bancshares PE Ratio (TTM)?

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2024-05-03), Community Capital Bancshares's share price is $18.40. Community Capital Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.13. Therefore, Community Capital Bancshares's PE Ratio (TTM) for today is 5.88.


The historical rank and industry rank for Community Capital Bancshares's PE Ratio (TTM) or its related term are showing as below:

ALBY' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 5.14   Med: 9.94   Max: 43.73
Current: 5.88


During the past 13 years, the highest PE Ratio (TTM) of Community Capital Bancshares was 43.73. The lowest was 5.14. And the median was 9.94.


ALBY's PE Ratio (TTM) is ranked better than
82.08% of 1384 companies
in the Banks industry
Industry Median: 9.46 vs ALBY: 5.88

Community Capital Bancshares's Earnings per Share (Diluted) for the three months ended in Dec. 2023 was $0.67. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.13.

As of today (2024-05-03), Community Capital Bancshares's share price is $18.40. Community Capital Bancshares's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $3.13. Therefore, Community Capital Bancshares's PE Ratio without NRI for today is 5.88.

During the past 13 years, Community Capital Bancshares's highest PE Ratio without NRI was 44.60. The lowest was 5.14. And the median was 9.94.

Community Capital Bancshares's EPS without NRI for the three months ended in Dec. 2023 was $0.67. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $3.13.

During the past 12 months, Community Capital Bancshares's average EPS without NRI Growth Rate was 43.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 30.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 24.80% per year.

During the past 13 years, Community Capital Bancshares's highest 3-Year average EPS without NRI Growth Rate was 216.00% per year. The lowest was -52.80% per year. And the median was 23.20% per year.

Community Capital Bancshares's EPS (Basic) for the three months ended in Dec. 2023 was $0.72. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2023 was $3.20.


Community Capital Bancshares PE Ratio (TTM) Historical Data

The historical data trend for Community Capital Bancshares's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Capital Bancshares PE Ratio (TTM) Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.83 8.04 8.33 6.48 5.57

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 5.61 5.71 5.18 5.57

Competitive Comparison of Community Capital Bancshares's PE Ratio (TTM)

For the Banks - Regional subindustry, Community Capital Bancshares's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares's PE Ratio (TTM) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's PE Ratio (TTM) falls into.



Community Capital Bancshares PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Community Capital Bancshares's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=18.40/3.130
=5.88

Community Capital Bancshares's Share Price of today is $18.40.
Community Capital Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.13.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Community Capital Bancshares  (OTCPK:ALBY) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Community Capital Bancshares PE Ratio (TTM) Related Terms

Thank you for viewing the detailed overview of Community Capital Bancshares's PE Ratio (TTM) provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Capital Bancshares (Community Capital Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31708
Community Capital Bancshares Inc is a bank holding company. The company offers personal and business banking services. Its services include Gold Choice Checking; Private Checking; Money Market Account; Certificate of Deposit (CD); Individual Retirement Account (IRA); Digital Wallet; Home Lending; Workplace Banking; Business Checking and others.
Executives
John Hugh Monk Jr director, officer: President and CEO C/O COMMUNITY CAPITAL BANCSHARES, INC., 25 MEREDYTH DRIVE, ALBANY GA 31707
Hal E Cobb director, officer: Pres, Atlantic Bank&Trust, SC C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Keith G Beckham director, officer: CEO, AB&T National Bank, AL C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Glenn A Dowling director 2815 MEREDYTH DRIVE, ALBANY GA 31707
David C Guillebeau officer: Executive Vice President 2815 MEREDYTH DRIVE, ALBANY GA 31707
David J Baranko officer: Chief Financial Officer 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mark M Shoemaker director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Robert M Beauchamp director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Lawrence B Wilson director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Jane Anne Sullivan director 2815 MEREDYTH DRIVE, ALBANY GA 31707
William F Mcafee director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mary Helen Dykes director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Bennett D Cotten director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Woods James D /ga/ director
Ventulett Jr John P director 2815 MEREDYTH DRIVE, ALBANY GA 31707

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