ALBY (Community Capital Bancshares) E10: $1.21 (As of Dec. 2023)


ALBY Community Capital Bancshares Inc ALBY
12 GF Score
Price $30.66
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What is Community Capital Bancshares E10?

Community Capital Bancshares ALBY -4.19% 12 E10 is $1.21 as of Dec. 2023. GuruFocus rates ALBY with a GF Score™ of 12/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Community Capital Bancshares's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.670. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.21 for the trailing ten years ended in Dec. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), Community Capital Bancshares's current stock price is $30.66. Community Capital Bancshares's E10 for the quarter that ended in Dec. 2023 was $1.21. Community Capital Bancshares's Shiller PE Ratio of today is 25.34.


Community Capital Bancshares  (OTCPK:ALBY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Community Capital Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=30.66/1.21
=25.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Community Capital Bancshares E10 Related Terms


Community Capital Bancshares E10 Historical Data

* Premium members only.

The historical data trend for Community Capital Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares E10 Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 1.04 1.05 0.98 1.21

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 1.03 1.07 1.09 1.21

ALBY vs PNBI, MBBC, BCCB: E10 Comparison

For the Banks - Regional subindustry, Community Capital Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Shiller PE Ratio falls into.


ALBY
12GF Score
Community Capital Bancshares Inc ALBY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Capital Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Capital Bancshares's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.67/306.7460*306.7460
=0.670

Current CPI (Dec. 2023) = 306.7460.

Community Capital Bancshares Quarterly Data

per share eps CPI Adj_EPS
200512 -0.300 196.800 -0.468
200603 0.250 199.800 0.384
200606 1.000 202.900 1.512
200609 0.900 202.900 1.361
200612 -1.600 201.800 -2.432
200703 0.650 205.352 0.971
200706 0.100 208.352 0.147
200709 -0.750 208.490 -1.103
201312 0.000 233.049 0.000
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201606 0.100 241.018 0.127
201609 0.145 241.428 0.184
201612 0.162 241.432 0.206
201703 0.188 243.801 0.237
201706 0.181 244.955 0.227
201709 0.205 246.819 0.255
201712 -1.713 246.524 -2.131
201803 0.207 249.554 0.254
201806 0.209 251.989 0.254
201809 0.275 252.439 0.334
201812 0.295 251.233 0.360
201903 0.306 254.202 0.369
201906 0.327 256.143 0.392
201909 0.340 256.759 0.406
201912 0.194 256.974 0.232
202003 0.310 258.115 0.368
202009 0.350 260.280 0.412
202012 0.330 260.474 0.389
202103 0.456 264.877 0.528
202109 0.409 274.310 0.457
202112 0.354 278.802 0.389
202203 0.299 287.504 0.319
202206 0.478 296.311 0.495
202209 0.620 296.808 0.641
202212 0.800 296.797 0.827
202303 0.840 301.836 0.854
202306 0.850 305.109 0.855
202309 0.770 307.789 0.767
202312 0.670 306.746 0.670

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.21 mean?
Community Capital Bancshares (ALBY) has a E10 of $1.21 as of Dec. 2023. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Community Capital Bancshares and its competitors.
Is Community Capital Bancshares' E10 too high?
Community Capital Bancshares' current E10 is $1.21. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Community Capital Bancshares' E10 compare to PNBI and MBBC?
Community Capital Bancshares' E10 of $1.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Community Capital Bancshares and its competitors. Community Capital Bancshares's current E10 is $1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Capital Bancshares stock overvalued right now?
Community Capital Bancshares (ALBY) has a current E10 of $1.21. The current E10 is $1.21. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current E10 is $1.21 as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707
Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.
12GF Score

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