ALBY (Community Capital Bancshares) LT-Debt-to-Total-Asset: 0.03 (As of Dec. 2023)


ALBY Community Capital Bancshares Inc ALBY
12 GF Score
Price $32.33
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What is Community Capital Bancshares LT-Debt-to-Total-Asset?

Community Capital Bancshares ALBY +5.45% 12 LT-Debt-to-Total-Asset is 0.03 as of Dec. 2023. GuruFocus rates ALBY with a GF Score™ of 12/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Community Capital Bancshares's long-term debt to total assests ratio for the quarter that ended in Dec. 2023 was 0.03.

Community Capital Bancshares's long-term debt to total assets ratio increased from Dec. 2022 (0.03) to Dec. 2023 (0.03). It may suggest that Community Capital Bancshares is progressively becoming more dependent on debt to grow their business.

Community Capital Bancshares  (OTCPK:ALBY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Community Capital Bancshares LT-Debt-to-Total-Asset Related Terms

Community Capital Bancshares LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Community Capital Bancshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares LT-Debt-to-Total-Asset Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.07 0.07 0.03 0.03

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.00 0.00 0.00 0.03
ALBY
12GF Score
Community Capital Bancshares Inc ALBY
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Capital Bancshares LT-Debt-to-Total-Asset Calculation

Community Capital Bancshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

LT Debt to Total Assets (A: Dec. 2023 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2023 )/Total Assets (A: Dec. 2023 )
=8.53/249.97
=0.03

Community Capital Bancshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2023 is calculated as

LT Debt to Total Assets (Q: Dec. 2023 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2023 )/Total Assets (Q: Dec. 2023 )
=8.53/249.97
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Community Capital Bancshares (ALBY) has a LT-Debt-to-Total-Asset of 0.03 as of Dec. 2023. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Community Capital Bancshares and its competitors.
Is Community Capital Bancshares' LT-Debt-to-Total-Asset too high?
Community Capital Bancshares' current LT-Debt-to-Total-Asset is 0.03. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Community Capital Bancshares' LT-Debt-to-Total-Asset compare to PNBI and MBBC?
Community Capital Bancshares' LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Community Capital Bancshares and its competitors. Community Capital Bancshares's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Capital Bancshares stock overvalued right now?
Community Capital Bancshares (ALBY) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current LT-Debt-to-Total-Asset is 0.03 as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707
Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.
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$32.33
Price