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Community Capital Bancshares (Community Capital Bancshares) Net-Net Working Capital : $-137.66 (As of Dec. 2023)


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What is Community Capital Bancshares Net-Net Working Capital?

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.

Community Capital Bancshares's Net-Net Working Capital for the quarter that ended in Dec. 2023 was $-137.66.

The industry rank for Community Capital Bancshares's Net-Net Working Capital or its related term are showing as below:

ALBY's Price-to-Net-Net-Working-Capital is not ranked *
in the Banks industry.
Industry Median: 7.4
* Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.

Community Capital Bancshares Net-Net Working Capital Historical Data

The historical data trend for Community Capital Bancshares's Net-Net Working Capital can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Capital Bancshares Net-Net Working Capital Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net-Net Working Capital
Get a 7-Day Free Trial Premium Member Only Premium Member Only -121.35 -132.55 -124.03 -150.65 -143.20

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net-Net Working Capital Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -150.65 - - - -137.66

Competitive Comparison of Community Capital Bancshares's Net-Net Working Capital

For the Banks - Regional subindustry, Community Capital Bancshares's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares's Price-to-Net-Net-Working-Capital Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Price-to-Net-Net-Working-Capital distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Price-to-Net-Net-Working-Capital falls into.



Community Capital Bancshares Net-Net Working Capital Calculation

Community Capital Bancshares's Net-Net Working Capital (NNWC) per share for the fiscal year that ended in Dec. 2023 is calculated as

Net-Net Working Capital(A: Dec. 2023 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(20.94+18.237+0.75 * 0.929+0.5 * 0-225.17
-0-0)/1.294
=-143.20

Community Capital Bancshares's Net-Net Working Capital (NNWC) per share for the quarter that ended in Dec. 2023 is calculated as

Net-Net Working Capital(Q: Dec. 2023 )
=(Balance Sheet Cash And Cash Equivalents+Marketable Securities+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(20.94+18.237+0.75 * 0.929+0.5 * 0-225.17
-0-0)/1.346
=-137.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.

In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

This is a conservative way of estimating the company's value.


Community Capital Bancshares  (OTCPK:ALBY) Net-Net Working Capital Explanation

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.


Community Capital Bancshares Net-Net Working Capital Related Terms

Thank you for viewing the detailed overview of Community Capital Bancshares's Net-Net Working Capital provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Capital Bancshares (Community Capital Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31708
Community Capital Bancshares Inc is a bank holding company. The company offers personal and business banking services. Its services include Gold Choice Checking; Private Checking; Money Market Account; Certificate of Deposit (CD); Individual Retirement Account (IRA); Digital Wallet; Home Lending; Workplace Banking; Business Checking and others.
Executives
John Hugh Monk Jr director, officer: President and CEO C/O COMMUNITY CAPITAL BANCSHARES, INC., 25 MEREDYTH DRIVE, ALBANY GA 31707
Hal E Cobb director, officer: Pres, Atlantic Bank&Trust, SC C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Keith G Beckham director, officer: CEO, AB&T National Bank, AL C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Glenn A Dowling director 2815 MEREDYTH DRIVE, ALBANY GA 31707
David C Guillebeau officer: Executive Vice President 2815 MEREDYTH DRIVE, ALBANY GA 31707
David J Baranko officer: Chief Financial Officer 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mark M Shoemaker director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Robert M Beauchamp director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Lawrence B Wilson director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Jane Anne Sullivan director 2815 MEREDYTH DRIVE, ALBANY GA 31707
William F Mcafee director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mary Helen Dykes director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Bennett D Cotten director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Woods James D /ga/ director
Ventulett Jr John P director 2815 MEREDYTH DRIVE, ALBANY GA 31707

Community Capital Bancshares (Community Capital Bancshares) Headlines

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