ALBY (Community Capital Bancshares) Net Margin %: 32.84% (As of Dec. 2023)

What is Community Capital Bancshares Net Margin %?

Community Capital Bancshares ALBY -4.19% 12 Net Margin % is 32.84% as of Dec. 2023. GuruFocus rates ALBY with a GF Score™ of 12/100.

Net margin is calculated as Net Income divided by its Revenue. Community Capital Bancshares's Net Income for the three months ended in Dec. 2023 was $0.91 Mil. Community Capital Bancshares's Revenue for the three months ended in Dec. 2023 was $2.78 Mil. Therefore, Community Capital Bancshares's net margin for the quarter that ended in Dec. 2023 was 32.84%.

The historical rank and industry rank for Community Capital Bancshares's Net Margin % or its related term are showing as below:

ALBY's Net Margin % is not ranked ^*
in the Banks industry.
Industry Median: 26.95
* Ranked among companies with meaningful Net Margin % only.

Community Capital Bancshares (OTCPK:ALBY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Community Capital Bancshares Net Margin % Related Terms

Community Capital Bancshares Net Margin % Historical Data

* Premium members only.

The historical data trend for Community Capital Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares Net Margin % Chart

Community Capital Bancshares Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Net Margin %

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18.74

20.51

24.53

29.97

35.64

Community Capital Bancshares Quarterly Data
	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Sep20	Dec20	Mar21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Net Margin %	Get a 7-Day Free Trial															37.78	37.51	36.79	35.28	32.84

ALBY vs PNBI, MBBC, BCCB: Net Margin % Comparison

For the Banks - Regional subindustry, Community Capital Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Capital Bancshares Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Net Margin % falls into.

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Community Capital Bancshares Inc ALBY

Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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Community Capital Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Community Capital Bancshares's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	4.066	/	11.41
	=	35.64 %

Community Capital Bancshares's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	0.914	/	2.783
	=	32.84 %

Frequently Asked Questions Learn more about Net Margin % →

What does a Net Margin % of 32.84% mean?

Community Capital Bancshares (ALBY) has a Net Margin % of 32.84% as of Dec. 2023. Net margin is the ratio of total net income to net sales. View historical data on Community Capital Bancshares and its competitors.

Is Community Capital Bancshares' Net Margin % too high?

Community Capital Bancshares' current Net Margin % is 32.84%. The Banks industry median Net Margin % is 26.95. Community Capital Bancshares' value of 32.84% is 21.9% above this industry median. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.

How does Community Capital Bancshares' Net Margin % compare to PNBI and MBBC?

Community Capital Bancshares' Net Margin % of 32.84% can be compared against companies in the Banks industry. The industry median Net Margin % is 26.95. Community Capital Bancshares' value of 32.84% is 21.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Net Margin % for a Banks company?

The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Capital Bancshares's current Net Margin % of 32.84% is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Net Margin % mean?

A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Community Capital Bancshares and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Capital Bancshares's current Net Margin % is 32.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Community Capital Bancshares stock overvalued right now?

Community Capital Bancshares (ALBY) has a current Net Margin % of 32.84%. The current Net Margin % is 32.84% and 21.9% above the Banks industry median of 26.95. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Net Margin % calculated?

Net Margin % is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current Net Margin % is 32.84% as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Industry Financial Services Banks

Comparable Companies PNBI MBBC BCCB WDFN PCLB SFCO LKSB VWFB PFBN FBPA NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 SGX:D05 NSE:SBIN USB PNC ISX:BBCA MIL:ISP

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707

Website https://www.abtgold.com

Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.

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