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ALBY (Community Capital Bancshares) Peter Lynch Fair Value : $31.75 (As of Jan. 18, 2025)


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What is Community Capital Bancshares Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Community Capital Bancshares's PEG is 1. Community Capital Bancshares's 5-Year TTM Book Value Growth Rate is 10.11. Community Capital Bancshares's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $3.14. Therefore, the Peter Lynch Fair Value for today is $31.75.

As of today (2025-01-18), Community Capital Bancshares's share price is $22.04. Community Capital Bancshares's Peter Lynch fair value is $31.75. Therefore, Community Capital Bancshares's Price to Peter Lynch Fair Value Ratio for today is 0.69.


The historical rank and industry rank for Community Capital Bancshares's Peter Lynch Fair Value or its related term are showing as below:



ALBY's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 0.95
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Community Capital Bancshares Peter Lynch Fair Value Historical Data

The historical data trend for Community Capital Bancshares's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Capital Bancshares Peter Lynch Fair Value Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 10.95 21.77 31.75

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.77 - - - 31.75

Competitive Comparison of Community Capital Bancshares's Peter Lynch Fair Value

For the Banks - Regional subindustry, Community Capital Bancshares's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's Price-to-Peter-Lynch-Fair-Value falls into.



Community Capital Bancshares Peter Lynch Fair Value Calculation

Community Capital Bancshares's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 10.11 *3.14
=31.75

Community Capital Bancshares's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $3.14.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Community Capital Bancshares  (OTCPK:ALBY) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 10.11 instead of 15 in this case.

Community Capital Bancshares's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=22.04/31.75
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Capital Bancshares Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Community Capital Bancshares's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Capital Bancshares Business Description

Traded in Other Exchanges
N/A
Address
2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31708
Community Capital Bancshares Inc is a bank holding company. The company offers personal and business banking services. Its services include Gold Choice Checking; Private Checking; Money Market Account; Certificate of Deposit (CD); Individual Retirement Account (IRA); Digital Wallet; Home Lending; Workplace Banking; Business Checking and others. Its portfolio segmentation includes Commercial, Real Estate, Residential Real Estate, Commercial, and Consumer.
Executives
John Hugh Monk Jr director, officer: President and CEO C/O COMMUNITY CAPITAL BANCSHARES, INC., 25 MEREDYTH DRIVE, ALBANY GA 31707
Hal E Cobb director, officer: Pres, Atlantic Bank&Trust, SC C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Keith G Beckham director, officer: CEO, AB&T National Bank, AL C/O COMMUNITY CAPITAL BANCSHARES, INC., 215 MEREDYTH DRIVE, ALBANY GA 31707
Glenn A Dowling director 2815 MEREDYTH DRIVE, ALBANY GA 31707
David C Guillebeau officer: Executive Vice President 2815 MEREDYTH DRIVE, ALBANY GA 31707
David J Baranko officer: Chief Financial Officer 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mark M Shoemaker director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Robert M Beauchamp director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Lawrence B Wilson director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Jane Anne Sullivan director 2815 MEREDYTH DRIVE, ALBANY GA 31707
William F Mcafee director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Mary Helen Dykes director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Bennett D Cotten director 2815 MEREDYTH DRIVE, ALBANY GA 31707
Woods James D /ga/ director
Ventulett Jr John P director 2815 MEREDYTH DRIVE, ALBANY GA 31707

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