ALBY (Community Capital Bancshares) 5-Year Yield-on-Cost %: 6.34 (As of Jul. 08, 2026)


ALBY Community Capital Bancshares Inc ALBY
12 GF Score
Price $32.33
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What is Community Capital Bancshares 5-Year Yield-on-Cost %?

Community Capital Bancshares ALBY +5.45% 12 5-Year Yield-on-Cost % is 6.34 as of Jul. 08, 2026. GuruFocus rates ALBY with a GF Score™ of 12/100.

Community Capital Bancshares's yield on cost for the quarter that ended in Dec. 2023 was 6.34.


The historical rank and industry rank for Community Capital Bancshares's 5-Year Yield-on-Cost % or its related term are showing as below:

ALBY' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.34
Current: 6.34

During the past 13 years, Community Capital Bancshares's highest Yield on Cost was 6.34. The lowest was 0.00. And the median was 0.00.


ALBY's 5-Year Yield-on-Cost % is not ranked
in the Banks industry.
Industry Median: 3.9 vs ALBY: 6.34

Community Capital Bancshares  (OTCPK:ALBY) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

Community Capital Bancshares 5-Year Yield-on-Cost % Related Terms

ALBY vs PNBI, MBBC, BCCB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Community Capital Bancshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community Capital Bancshares 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's 5-Year Yield-on-Cost % falls into.


ALBY
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Community Capital Bancshares Inc ALBY
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Capital Bancshares 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Community Capital Bancshares is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 6.34 mean?
Community Capital Bancshares (ALBY) has a 5-Year Yield-on-Cost % of 6.34 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Community Capital Bancshares and its competitors.
Is Community Capital Bancshares' 5-Year Yield-on-Cost % too high?
Community Capital Bancshares' current 5-Year Yield-on-Cost % is 6.34. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Community Capital Bancshares' value of 6.34 is 62.6% above this industry median. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Community Capital Bancshares' 5-Year Yield-on-Cost % compare to PNBI and MBBC?
Community Capital Bancshares' 5-Year Yield-on-Cost % of 6.34 can be compared against companies in the Banks industry. The industry median 5-Year Yield-on-Cost % is 3.90. Community Capital Bancshares' value of 6.34 is 62.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Capital Bancshares's current 5-Year Yield-on-Cost % of 6.34 is 62.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Community Capital Bancshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Capital Bancshares's current 5-Year Yield-on-Cost % is 6.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Capital Bancshares stock overvalued right now?
Community Capital Bancshares (ALBY) has a current 5-Year Yield-on-Cost % of 6.34. The current 5-Year Yield-on-Cost % is 6.34 and 62.6% above the Banks industry median of 3.90. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current 5-Year Yield-on-Cost % is 6.34 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707
Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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