LexinFintech Holdings (FRA:1LFA) Cyclically Adjusted PS Ratio: (As of Sep. 22, 2026)

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FRA:1LFA LexinFintech Holdings Ltd FRA:1LFA
65 GF Score
Price €0.65
GF Value €2.11
Valuation Possible Value Trap
! 4 Warning Signs
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What is LexinFintech Holdings Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


LexinFintech Holdings  (FRA:1LFA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


LexinFintech Holdings Cyclically Adjusted PS Ratio Related Terms


LexinFintech Holdings Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for LexinFintech Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LexinFintech Holdings Cyclically Adjusted PS Ratio Chart

LexinFintech Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 0.80 0.34

LexinFintech Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.79 0.60 0.34 0.22 0.20

FRA:1LFA vs CPSS, XYF, FOA: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, LexinFintech Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LexinFintech Holdings Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LexinFintech Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where LexinFintech Holdings's Cyclically Adjusted PS Ratio falls into.


FRA:1LFA
65GF Score
LexinFintech Holdings Ltd FRA:1LFA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LexinFintech Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

LexinFintech Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, LexinFintech Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.437/116.0564*116.0564
=2.437

Current CPI (Jun. 2026) = 116.0564.

LexinFintech Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.764 101.400 0.874
201609 0.865 102.400 0.980
201703 1.002 103.200 1.127
201706 1.053 103.100 1.185
201709 1.120 104.100 1.249
201712 2.098 104.500 2.330
201803 1.148 105.300 1.265
201806 1.478 104.900 1.635
201809 1.286 106.600 1.400
201812 1.475 106.500 1.607
201903 1.294 107.700 1.394
201906 1.796 107.700 1.935
201909 2.252 109.800 2.380
201912 2.008 111.200 2.096
202003 1.761 112.300 1.820
202006 1.877 110.400 1.973
202009 1.949 111.700 2.025
202012 1.906 111.500 1.984
202103 1.831 112.662 1.886
202106 2.039 111.769 2.117
202109 1.878 112.215 1.942
202112 1.489 113.108 1.528
202203 1.309 114.335 1.329
202206 1.725 114.558 1.748
202209 2.054 115.339 2.067
202212 2.228 115.116 2.246
202303 2.181 115.116 2.199
202306 2.141 114.558 2.169
202309 2.515 115.339 2.531
202312 2.469 114.781 2.496
202403 2.507 115.227 2.525
202406 2.798 114.781 2.829
202409 2.768 115.785 2.774
202412 2.724 114.893 2.752
202503 2.248 115.116 2.266
202506 2.441 114.907 2.465
202509 2.298 115.471 2.310
202512 2.131 115.832 2.135
202603 2.454 116.303 2.449
202606 2.437 116.056 2.437

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?

Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued. The current stock price of €0.65 is trading 69.2% below its estimated GF Value™ of €2.11. GuruFocus considers LexinFintech Holdings to be Possible Value Trap.

Key valuation signals for FRA:1LFA:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €2.11 vs. price of €0.65 (69.2% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LexinFintech Holdings Business Description

Other Exchanges LX:USA
Address No. 3099 Keyuan South Road, 27th Floor, China Energy Storage Tower, Nanshan District, Shenzhen, CHN, 518057
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
65GF Score

Get the complete analysis for FRA:1LFA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.65
Price
€2.11
GF Value