LexinFintech HoldingsFRA:1LFA +0.61%60 FCF Yield % is 147.12 as of Jul. 04, 2026, which is 5930% above its 10-year median of 2.44. GuruFocus rates FRA:1LFA with a GF Score™ of 60/100 and a GF Value™ of €2.63 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 540 Credit Services companies, LexinFintech Holdings ranks better than 97.59% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
LexinFintech Holdings FCF Yield % Related Terms
LexinFintech Holdings FCF Yield % Historical Data
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The historical data trend for LexinFintech Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1LFA vs TROO, LPRO, RM: FCF Yield % Comparison
For the Credit Services subindustry, LexinFintech Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LexinFintech Holdings FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LexinFintech Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where LexinFintech Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LexinFintech Holdings (FRA:1LFA) has a FCF Yield % of 147.12 as of Jul. 04, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LexinFintech Holdings and its competitors. This is 5930% above median its historical median of 2.44. Over the past decade, LexinFintech Holdings' FCF Yield % has ranged from 2.41 to 147.12. According to the industry distribution chart, LexinFintech Holdings ranks #13 out of 540 companies in the Credit Services industry, placing it in the top 2.4%.
Is LexinFintech Holdings' FCF Yield % too high?
LexinFintech Holdings' current FCF Yield % of 147.12 is 5930% above median its 10-year median of 2.44. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 147.12. Based on the distribution chart, LexinFintech Holdings ranks #13 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' FCF Yield % compare to TROO and LPRO?
According to the Credit Services industry distribution chart, LexinFintech Holdings ranks #13 out of 540 companies for FCF Yield %. This places LexinFintech Holdings in the top 2% of its industry — outperforming the majority of peers. Historically, LexinFintech Holdings' own FCF Yield % has ranged from 2.41 to 147.12 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LexinFintech Holdings and its competitors. LexinFintech Holdings's current FCF Yield % is 147.12, which is 5930% above median its own 10-year median of 2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.63, compared to a current price of €1.66 — trading 36.9% below its estimated fair value. The current FCF Yield % is 147.12, which is 5930% above median its 10-year median of 2.44. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current FCF Yield % is 147.12 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?
Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued.
The current stock price of €1.66 is trading 36.9% below its estimated GF Value™ of €2.63.
GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.
Key valuation signals for FRA:1LFA:
FCF Yield %: 147.12 (5930% above median its 10-year median of 2.44)
GF Value™: €2.63 vs. price of €1.66 (36.9% below fair value)
No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score
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