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LexinFintech HoldingsFRA:1LFA +1.64%60 Days Inventory is 0.82 as of Mar. 2026, which is 74% below its 10-year median of 3.19. GuruFocus rates FRA:1LFA with a GF Score™ of 60/100 and a GF Value™ of €2.58 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 100 Credit Services companies, LexinFintech Holdings ranks better than 92% on this metric.
The historical rank and industry rank for LexinFintech Holdings's Days Inventory or its related term are showing as below:
FRA:1LFA'
s Days Inventory Range Over the Past 10 Years
Min: 0.9 Med: 3.19 Max: 8.75
Current: 0.9
During the past 11 years, LexinFintech Holdings's highest Days Inventory was 8.75. The lowest was 0.90. And the median was 3.19.
FRA:1LFA's Days Inventory is ranked better than 92% of 100
companies
in the Credit Services industry
Industry Median: 57.2
vs FRA:1LFA: 0.90
LexinFintech Holdings's Days Inventory
declined
from Mar. 2025 (1.02) to Mar. 2026 (0.82).
Inventory Turnover measures how fast the company turns over its inventory within a year.
LexinFintech Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 was 111.90.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
LexinFintech Holdings's Inventory-to-Revenue for the
three
months ended in Mar. 2026 was 0.01.
LexinFintech Holdings (FRA:1LFA) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
LexinFintech Holdings's Inventory Turnover for the
three
months ended in Mar. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
LexinFintech Holdings's Inventory to Revenue for the
three
months ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
LexinFintech Holdings Days Inventory Related Terms
LexinFintech Holdings Days Inventory Historical Data
* Premium members only.
The historical data trend for LexinFintech Holdings's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1LFA vs TROO, LPRO, RM: Days Inventory Comparison
For the Credit Services subindustry, LexinFintech Holdings's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LexinFintech Holdings Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LexinFintech Holdings's Days Inventory distribution charts can be found below:
* The bar in red indicates where LexinFintech Holdings's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LexinFintech Holdings (FRA:1LFA) has a Days Inventory of 0.82 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on LexinFintech Holdings and its competitors. This is 74% below median its historical median of 3.19. Over the past decade, LexinFintech Holdings' Days Inventory has ranged from 0.90 to 8.75. According to the industry distribution chart, LexinFintech Holdings ranks #8 out of 100 companies in the Credit Services industry, placing it in the top 8%.
Is LexinFintech Holdings' Days Inventory too high?
LexinFintech Holdings' current Days Inventory of 0.82 is 74% below median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 8.75. The Credit Services industry median Days Inventory is 57.20. LexinFintech Holdings' value of 0.82 is 98.6% below this industry median. Based on the distribution chart, LexinFintech Holdings ranks #8 out of 100 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' Days Inventory compare to TROO and LPRO?
According to the Credit Services industry distribution chart, LexinFintech Holdings ranks #8 out of 100 companies for Days Inventory. This places LexinFintech Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median Days Inventory is 57.20. LexinFintech Holdings' value of 0.82 is 98.6% below this benchmark. Historically, LexinFintech Holdings' own Days Inventory has ranged from 0.90 to 8.75 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 57.20, LexinFintech Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 57.20, based on 100 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LexinFintech Holdings's current Days Inventory of 0.82 is 98.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on LexinFintech Holdings and its competitors. For the Credit Services industry, the median Days Inventory is 57.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LexinFintech Holdings's current Days Inventory is 0.82, which is 74% below median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.58, compared to a current price of €1.24 — trading 51.9% below its estimated fair value. The current Days Inventory is 0.82, which is 74% below median its 10-year median of 3.19 and 98.6% below the Credit Services industry median of 57.20. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current Days Inventory is 0.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?
Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued.
The current stock price of €1.24 is trading 51.9% below its estimated GF Value™ of €2.58.
GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.
Key valuation signals for FRA:1LFA:
Days Inventory: 0.82 (74% below median its 10-year median of 3.19)
GF Value™: €2.58 vs. price of €1.24 (51.9% below fair value)
Industry Position: 98.6% below the Credit Services median (#8 of 100)
No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score
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