The historical rank and industry rank for LexinFintech Holdings's OCF Margin % or its related term are showing as below:
FRA:1LFA'
s OCF Margin % Range Over the Past 10 Years
Min: -7.34 Med: 15.17 Max: 36.79
Current: 26.95
During the past 11 years, the highest OCF Margin % of LexinFintech Holdings was 36.79%. The lowest was -7.34%. And the median was 15.17%.
FRA:1LFA's OCF Margin % is ranked better than 66.48% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs FRA:1LFA: 26.95
LexinFintech Holdings OCF Margin % Related Terms
LexinFintech Holdings OCF Margin % Historical Data
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The historical data trend for LexinFintech Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1LFA vs RM, LPRO, HTT: OCF Margin % Comparison
For the Credit Services subindustry, LexinFintech Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LexinFintech Holdings OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LexinFintech Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where LexinFintech Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LexinFintech Holdings (FRA:1LFA) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LexinFintech Holdings and its competitors. According to the industry distribution chart, LexinFintech Holdings ranks #178 out of 531 companies in the Credit Services industry, placing it in the top 33.5%.
Is LexinFintech Holdings' OCF Margin % too high?
LexinFintech Holdings' current OCF Margin % is 0.00%. Based on the distribution chart, LexinFintech Holdings ranks #178 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' OCF Margin % compare to RM and LPRO?
According to the Credit Services industry distribution chart, LexinFintech Holdings ranks #178 out of 531 companies for OCF Margin %. This puts LexinFintech Holdings in the upper half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on LexinFintech Holdings and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LexinFintech Holdings's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.60, compared to a current price of €1.72 — trading 33.8% below its estimated fair value. The current OCF Margin % is 0.00%. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?
Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued.
The current stock price of €1.72 is trading 33.8% below its estimated GF Value™ of €2.60.
GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.
Key valuation signals for FRA:1LFA:
OCF Margin %: 0.00%
GF Value™: €2.60 vs. price of €1.72 (33.8% below fair value)
No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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