LexinFintech HoldingsFRA:1LFA +0.61%60 Dividend Yield % is 19.71% as of Jul. 04, 2026, which is 214% above its 10-year median of 6.27. GuruFocus rates FRA:1LFA with a GF Score™ of 60/100 and a GF Value™ of €2.63 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 211 Credit Services companies, LexinFintech Holdings ranks better than 99.05% on this metric.
As of today (2026-07-04), the Trailing Annual Dividend Yield of LexinFintech Holdings is 19.71%.
Good Sign:
LexinFintech Holdings Ltd stock Dividend Yield % is close to 3-year high.
The historical rank and industry rank for LexinFintech Holdings's Dividend Yield % or its related term are showing as below:
FRA:1LFA'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.23 Med: 6.27 Max: 19.83
Current: 19.71
During the past 11 years, the highest Dividend Yield of LexinFintech Holdings was 19.83%. The lowest was 1.23%. And the median was 6.27%.
FRA:1LFA's Dividend Yield % is ranked better than 99.05% of 211
companies
in the Credit Services industry
Industry Median: 3.97
vs FRA:1LFA: 19.71
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
LexinFintech Holdings Dividend Yield % Related Terms
LexinFintech Holdings Dividend Yield % Historical Data
* Premium members only.
The historical data trend for LexinFintech Holdings's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:1LFA vs TROO, LPRO, RM: Dividend Yield % Comparison
For the Credit Services subindustry, LexinFintech Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LexinFintech Holdings Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LexinFintech Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where LexinFintech Holdings's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
LexinFintech Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.188000
2026-04-24
2026-04-24
2026-06-03
Cash Dividend
semi-annually
USD:EUR 0.855000
USD 0.194000
2025-08-26
2025-08-26
2025-09-15
Cash Dividend
semi-annually
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
LexinFintech Holdings's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LexinFintech Holdings (FRA:1LFA) has a Dividend Yield % of 19.71% as of Jul. 04, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on LexinFintech Holdings and its competitors. This is 214% above median its historical median of 6.27. Over the past decade, LexinFintech Holdings' Dividend Yield % has ranged from 1.23 to 19.83. According to the industry distribution chart, LexinFintech Holdings ranks #2 out of 211 companies in the Credit Services industry, placing it in the top 0.90000000000001%.
Is LexinFintech Holdings' Dividend Yield % too high?
LexinFintech Holdings' current Dividend Yield % of 19.71% is 214% above median its 10-year median of 6.27. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 19.83. The Credit Services industry median Dividend Yield % is 3.97. LexinFintech Holdings' value of 19.71% is 396.5% above this industry median. Based on the distribution chart, LexinFintech Holdings ranks #2 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' Dividend Yield % compare to TROO and LPRO?
According to the Credit Services industry distribution chart, LexinFintech Holdings ranks #2 out of 211 companies for Dividend Yield %. This places LexinFintech Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.97. LexinFintech Holdings' value of 19.71% is 396.5% above this benchmark. Historically, LexinFintech Holdings' own Dividend Yield % has ranged from 1.23 to 19.83 over the past decade. While the company's 10-year median is 6.27 vs. the industry median of 3.97, LexinFintech Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.97, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LexinFintech Holdings's current Dividend Yield % of 19.71% is 396.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on LexinFintech Holdings and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LexinFintech Holdings's current Dividend Yield % is 19.71%, which is 214% above median its own 10-year median of 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.63, compared to a current price of €1.66 — trading 36.9% below its estimated fair value. The current Dividend Yield % is 19.71%, which is 214% above median its 10-year median of 6.27 and 396.5% above the Credit Services industry median of 3.97. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current Dividend Yield % is 19.71% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?
Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued.
The current stock price of €1.66 is trading 36.9% below its estimated GF Value™ of €2.63.
GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.
Key valuation signals for FRA:1LFA:
Dividend Yield %: 19.71% (214% above median its 10-year median of 6.27)
GF Value™: €2.63 vs. price of €1.66 (36.9% below fair value)
Industry Position: 396.5% above the Credit Services median (#2 of 211)
No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score
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