LexinFintech Holdings (FRA:1LFA) Total Liabilities: €1,338 Mil (As of Mar. 2026)

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FRA:1LFA LexinFintech Holdings Ltd FRA:1LFA
60 GF Score
Price €1.22
GF Value €2.58
Valuation Significantly Undervalued
! 4 Warning Signs
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What is LexinFintech Holdings Total Liabilities?

LexinFintech Holdings FRA:1LFA -3.17% 60 Total Liabilities is €1,338 Mil as of Mar. 2026. GuruFocus rates FRA:1LFA with a GF Score™ of 60/100 and a GF Value™ of €2.58 (Significantly Undervalued). The stock has 4 warning signs investors should review.

LexinFintech Holdings's Total Liabilities for the quarter that ended in Mar. 2026 was €1,338 Mil.

LexinFintech Holdings's quarterly Total Liabilities increased from Sep. 2025 (€1,344.61 Mil) to Dec. 2025 (€1,359.27 Mil) but then declined from Dec. 2025 (€1,359.27 Mil) to Mar. 2026 (€1,338.18 Mil).

LexinFintech Holdings's annual Total Liabilities declined from Dec. 2023 (€1,724.88 Mil) to Dec. 2024 (€1,508.54 Mil) and declined from Dec. 2024 (€1,508.54 Mil) to Dec. 2025 (€1,359.27 Mil).

LexinFintech Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for LexinFintech Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LexinFintech Holdings Total Liabilities Chart

LexinFintech Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,800.54 1,912.18 1,724.88 1,508.54 1,359.27

LexinFintech Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,456.05 1,317.32 1,344.61 1,359.27 1,338.18
FRA:1LFA
60GF Score
LexinFintech Holdings Ltd FRA:1LFA
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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LexinFintech Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

LexinFintech Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=1173.468+(171.766+1.2809999999999
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+12.757+0+0)
=1,359

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=2808.549-1449.277
=1,359

LexinFintech Holdings's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=1105.867+(221.414+1.057
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+9.846+0+0)
=1,338

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=2857.365-1519.181
=1,338

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €1,338 Mil mean?
LexinFintech Holdings (FRA:1LFA) has a Total Liabilities of €1,338 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for LexinFintech Holdings and its competitors.
Is LexinFintech Holdings' Total Liabilities too high?
LexinFintech Holdings' current Total Liabilities is €1,338 Mil. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' Total Liabilities compare to TROO and LPRO?
LexinFintech Holdings' Total Liabilities of €1,338 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for LexinFintech Holdings and its competitors. LexinFintech Holdings's current Total Liabilities is €1,338 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.58, compared to a current price of €1.22 — trading 52.7% below its estimated fair value. The current Total Liabilities is €1,338 Mil. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current Total Liabilities is €1,338 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?

Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued. The current stock price of €1.22 is trading 52.7% below its estimated GF Value™ of €2.58. GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.

Key valuation signals for FRA:1LFA:

  • Total Liabilities: €1,338 Mil
  • GF Value™: €2.58 vs. price of €1.22 (52.7% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LexinFintech Holdings Business Description

Other Exchanges LX:USA
Address No. 3099 Keyuan South Road, 27th Floor, China Energy Storage Tower, Nanshan District, Shenzhen, CHN, 518057
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score

Get the complete analysis for FRA:1LFA

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.22
Price
€2.58
GF Value