LexinFintech Holdings (FRA:1LFA) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1LFA LexinFintech Holdings Ltd FRA:1LFA
59 GF Score
Price €1.18
GF Value €2.55
Valuation Significantly Undervalued
! 4 Warning Signs
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What is LexinFintech Holdings Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

LexinFintech Holdings Quality Rank Related Terms

FRA:1LFA
59GF Score
LexinFintech Holdings Ltd FRA:1LFA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?

Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued. The current stock price of €1.18 is trading 53.7% below its estimated GF Value™ of €2.55. GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.

Key valuation signals for FRA:1LFA:

  • Quality Rank:
  • GF Value™: €2.55 vs. price of €1.18 (53.7% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LexinFintech Holdings Business Description

Other Exchanges LX:USA
Address No. 3099 Keyuan South Road, 27th Floor, China Energy Storage Tower, Nanshan District, Shenzhen, CHN, 518057
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
59GF Score

Get the complete analysis for FRA:1LFA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.18
Price
€2.55
GF Value