LexinFintech Holdings (FRA:1LFA) ROE % Adjusted to Book Value: 35.84% (As of Mar. 2026)


FRA:1LFA LexinFintech Holdings Ltd FRA:1LFA
60 GF Score
Price €1.56
GF Value €2.56
Valuation Significantly Undervalued
! 4 Warning Signs
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What is LexinFintech Holdings ROE % Adjusted to Book Value?

LexinFintech Holdings FRA:1LFA -13.81% 60 ROE % Adjusted to Book Value is 35.84% as of Mar. 2026. GuruFocus rates FRA:1LFA with a GF Score™ of 60/100 and a GF Value™ of €2.56 (Significantly Undervalued). The stock has 4 warning signs investors should review.

LexinFintech Holdings's ROE % for the quarter that ended in Mar. 2026 was 6.81%. LexinFintech Holdings's PB Ratio for the quarter that ended in Mar. 2026 was 0.19. LexinFintech Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 35.84%.


LexinFintech Holdings ROE % Adjusted to Book Value Related Terms


LexinFintech Holdings ROE % Adjusted to Book Value Historical Data

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The historical data trend for LexinFintech Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LexinFintech Holdings ROE % Adjusted to Book Value Chart

LexinFintech Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.31 38.84 51.45 15.53 45.90

LexinFintech Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.57 24.93 34.08 23.39 35.84

FRA:1LFA vs TROO, LPRO, RM: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, LexinFintech Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LexinFintech Holdings ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LexinFintech Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where LexinFintech Holdings's ROE % Adjusted to Book Value falls into.


FRA:1LFA
60GF Score
LexinFintech Holdings Ltd FRA:1LFA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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LexinFintech Holdings ROE % Adjusted to Book Value Calculation

LexinFintech Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.23% / 0.31
=45.90%

LexinFintech Holdings's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=6.81% / 0.19
=35.84%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 35.84% mean?
LexinFintech Holdings (FRA:1LFA) has a ROE % Adjusted to Book Value of 35.84% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LexinFintech Holdings and its competitors.
Is LexinFintech Holdings' ROE % Adjusted to Book Value too high?
LexinFintech Holdings' current ROE % Adjusted to Book Value is 35.84%. Overall, LexinFintech Holdings has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LexinFintech Holdings' ROE % Adjusted to Book Value compare to TROO and LPRO?
LexinFintech Holdings' ROE % Adjusted to Book Value of 35.84% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on LexinFintech Holdings and its competitors. LexinFintech Holdings's current ROE % Adjusted to Book Value is 35.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LexinFintech Holdings stock overvalued right now?
Based on GuruFocus' analysis, LexinFintech Holdings (FRA:1LFA) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.56, compared to a current price of €1.56 — trading 39.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 35.84%. LexinFintech Holdings' overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For LexinFintech Holdings (FRA:1LFA), the current ROE % Adjusted to Book Value is 35.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LexinFintech Holdings (FRA:1LFA) Overvalued in 2026?

Based on GuruFocus' analysis, LexinFintech Holdings stock appears to be undervalued. The current stock price of €1.56 is trading 39.1% below its estimated GF Value™ of €2.56. GuruFocus considers LexinFintech Holdings to be Significantly Undervalued.

Key valuation signals for FRA:1LFA:

  • ROE % Adjusted to Book Value: 35.84%
  • GF Value™: €2.56 vs. price of €1.56 (39.1% below fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the FRA:1LFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LexinFintech Holdings Business Description

Other Exchanges LX:USA
Address No. 3099 Keyuan South Road, 27th Floor, China Energy Storage Tower, Nanshan District, Shenzhen, CHN, 518057
LexinFintech Holdings Ltd is an online consumer finance platform and a technology-driven service provider in China. The group is engaged in online direct sales services and online consumer finance services for its customers in the PRC. Geographically, it derives revenue from China.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.56
Price
€2.56
GF Value