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IFCZF (Intact Financial) Cyclically Adjusted PS Ratio : 3.08 (As of Jun. 01, 2025)


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What is Intact Financial Cyclically Adjusted PS Ratio?

As of today (2025-06-01), Intact Financial's current share price is $227.72. Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $73.98. Intact Financial's Cyclically Adjusted PS Ratio for today is 3.08.

The historical rank and industry rank for Intact Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

IFCZF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.58   Med: 2.08   Max: 2.94
Current: 2.94

During the past years, Intact Financial's highest Cyclically Adjusted PS Ratio was 2.94. The lowest was 1.58. And the median was 2.08.

IFCZF's Cyclically Adjusted PS Ratio is ranked worse than
83.51% of 388 companies
in the Insurance industry
Industry Median: 1.11 vs IFCZF: 2.94

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Intact Financial's adjusted revenue per share data for the three months ended in Mar. 2025 was $23.945. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $73.98 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intact Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Intact Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intact Financial Cyclically Adjusted PS Ratio Chart

Intact Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.15 2.09 2.22 2.13 2.54

Intact Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 2.28 2.56 2.54 2.77

Competitive Comparison of Intact Financial's Cyclically Adjusted PS Ratio

For the Insurance - Property & Casualty subindustry, Intact Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial's Cyclically Adjusted PS Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's Cyclically Adjusted PS Ratio falls into.


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Intact Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Intact Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=227.72/73.98
=3.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Intact Financial's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=23.945/129.1809*129.1809
=23.945

Current CPI (Mar. 2025) = 129.1809.

Intact Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 12.122 100.500 15.581
201509 11.579 100.421 14.895
201512 11.313 99.947 14.622
201603 11.867 101.054 15.170
201606 12.575 102.002 15.926
201609 12.889 101.765 16.361
201612 12.044 101.449 15.336
201703 12.824 102.634 16.141
201706 13.143 103.029 16.479
201709 13.656 103.345 17.070
201712 14.773 103.345 18.466
201803 14.153 105.004 17.412
201806 14.220 105.557 17.402
201809 14.611 105.636 17.868
201812 14.891 105.399 18.251
201903 15.167 106.979 18.315
201906 15.045 107.690 18.047
201909 15.110 107.611 18.139
201912 15.998 107.769 19.176
202003 15.043 107.927 18.005
202006 16.043 108.401 19.118
202009 16.576 108.164 19.797
202012 17.552 108.559 20.886
202103 16.079 110.298 18.832
202106 20.402 111.720 23.591
202109 23.510 112.905 26.899
202112 24.847 113.774 28.212
202203 20.162 117.646 22.139
202206 21.902 120.806 23.420
202209 20.105 120.648 21.527
202212 21.130 120.964 22.565
202303 21.145 122.702 22.261
202306 20.738 124.203 21.569
202309 21.524 125.230 22.203
202312 26.354 125.072 27.220
202403 23.158 126.258 23.694
202406 23.480 127.522 23.786
202409 26.755 127.285 27.154
202412 23.321 127.364 23.654
202503 23.945 129.181 23.945

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intact Financial  (OTCPK:IFCZF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Intact Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Intact Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Intact Financial Business Description

Address
700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.