IFCZF (Intact Financial) Cyclically Adjusted Revenue per Share: $86.02 (As of Jun. 2026)

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IFCZF Intact Financial Corp IFCZF
91 GF Score
Price $193.58
GF Value $193.84
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Intact Financial Cyclically Adjusted Revenue per Share?

Intact Financial IFCZF -1.35% 91 Cyclically Adjusted Revenue per Share is $86.02 as of Jun. 2026. GuruFocus rates IFCZF with a GF Score™ of 91/100 and a GF Value™ of $193.84 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Intact Financial's adjusted revenue per share for the three months ended in Jun. 2026 was $27.061. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $86.02 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Intact Financial's average Cyclically Adjusted Revenue Growth Rate was 8.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 9.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 10.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Intact Financial was 12.10% per year. The lowest was 6.90% per year. And the median was 9.00% per year.

As of today (2026-08-15), Intact Financial's current stock price is $193.58. Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $86.02. Intact Financial's Cyclically Adjusted PS Ratio of today is 2.25.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Intact Financial was 2.84. The lowest was 1.58. And the median was 2.13.


Intact Financial  (OTCPK:IFCZF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Intact Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=193.58/86.02
=2.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Intact Financial was 2.84. The lowest was 1.58. And the median was 2.13.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Intact Financial Cyclically Adjusted Revenue per Share Related Terms


Intact Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Intact Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial Cyclically Adjusted Revenue per Share Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 62.25 67.34 74.12 74.45 84.51

Intact Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.26 81.52 84.51 85.86 86.02

IFCZF vs CB, PGR, TRV: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's Cyclically Adjusted PS Ratio falls into.


IFCZF
91GF Score
Intact Financial Corp IFCZF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intact Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intact Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=27.061/133.5265*133.5265
=27.061

Current CPI (Jun. 2026) = 133.5265.

Intact Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 12.889 101.765 16.912
201612 12.044 101.449 15.852
201703 12.824 102.634 16.684
201706 13.143 103.029 17.033
201709 13.656 103.345 17.644
201712 14.773 103.345 19.087
201803 14.153 105.004 17.997
201806 14.220 105.557 17.988
201809 14.611 105.636 18.469
201812 14.891 105.399 18.865
201903 15.167 106.979 18.931
201906 15.045 107.690 18.654
201909 15.110 107.611 18.749
201912 15.998 107.769 19.822
202003 15.043 107.927 18.611
202006 16.043 108.401 19.761
202009 16.576 108.164 20.463
202012 17.552 108.559 21.589
202103 16.079 110.298 19.465
202106 20.402 111.720 24.384
202109 23.510 112.905 27.804
202112 24.847 113.774 29.161
202203 25.899 117.646 29.395
202206 25.563 120.806 28.255
202209 22.969 120.648 25.421
202212 23.717 120.964 26.180
202303 24.135 122.702 26.264
202306 22.838 124.203 24.552
202309 23.184 125.230 24.720
202312 27.859 125.072 29.742
202403 24.894 126.258 26.327
202406 24.694 127.522 25.857
202409 28.103 127.285 29.481
202412 24.119 127.364 25.286
202503 24.959 129.181 25.799
202506 25.916 129.892 26.641
202509 27.124 130.287 27.798
202512 27.023 130.366 27.678
202603 26.218 132.262 26.469
202606 27.061 133.527 27.061

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $86.02 mean?
Intact Financial (IFCZF) has a Cyclically Adjusted Revenue per Share of $86.02 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Intact Financial and its competitors.
Is Intact Financial's Cyclically Adjusted Revenue per Share too high?
Intact Financial's current Cyclically Adjusted Revenue per Share is $86.02. Overall, Intact Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Cyclically Adjusted Revenue per Share compare to CB and PGR?
Intact Financial's Cyclically Adjusted Revenue per Share of $86.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Intact Financial and its competitors. Intact Financial's current Cyclically Adjusted Revenue per Share is $86.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (IFCZF) is currently considered Fairly Valued. The stock's GF Value™ is $193.84, compared to a current price of $193.58 — trading 0.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is $86.02. Intact Financial's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Intact Financial (IFCZF), the current Cyclically Adjusted Revenue per Share is $86.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (IFCZF) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be undervalued. The current stock price of $193.58 is trading 0.1% below its estimated GF Value™ of $193.84. GuruFocus considers Intact Financial to be Fairly Valued.

Key valuation signals for IFCZF:

  • Cyclically Adjusted Revenue per Share: $86.02
  • GF Value™: $193.84 vs. price of $193.58 (0.1% below fair value)
  • GF Score™: 91/100 with 1 warning sign

No single metric tells the full story. See the IFCZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
91GF Score

Get the complete analysis for IFCZF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$193.58
Price
$193.84
GF Value