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Yiren Digital (MEX:YRD N) Cyclically Adjusted PS Ratio : 0.57 (As of Jun. 02, 2025)


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What is Yiren Digital Cyclically Adjusted PS Ratio?

As of today (2025-06-02), Yiren Digital's current share price is MXN143.46. Yiren Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 was MXN251.71. Yiren Digital's Cyclically Adjusted PS Ratio for today is 0.57.

The historical rank and industry rank for Yiren Digital's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:YRD N' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.39   Med: 0.45   Max: 0.65
Current: 0.54

During the past years, Yiren Digital's highest Cyclically Adjusted PS Ratio was 0.65. The lowest was 0.39. And the median was 0.45.

MEX:YRD N's Cyclically Adjusted PS Ratio is ranked better than
89.47% of 399 companies
in the Credit Services industry
Industry Median: 2.85 vs MEX:YRD N: 0.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Yiren Digital's adjusted revenue per share data for the three months ended in Dec. 2024 was MXN48.237. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN251.71 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yiren Digital Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Yiren Digital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Yiren Digital Cyclically Adjusted PS Ratio Chart

Yiren Digital Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 0.41

Yiren Digital Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.40 0.40 0.49 0.41

Competitive Comparison of Yiren Digital's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Yiren Digital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yiren Digital's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Yiren Digital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Yiren Digital's Cyclically Adjusted PS Ratio falls into.


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Yiren Digital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Yiren Digital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=143.46/251.71
=0.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Yiren Digital's adjusted Revenue per Share data for the three months ended in Dec. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=48.237/114.8925*114.8925
=48.237

Current CPI (Dec. 2024) = 114.8925.

Yiren Digital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201503 7.700 99.900 8.856
201506 13.235 99.500 15.282
201509 17.107 100.500 19.557
201512 23.997 100.600 27.406
201603 25.177 102.200 28.304
201606 35.205 101.400 39.889
201609 42.055 102.400 47.186
201612 52.810 102.600 59.137
201703 46.179 103.200 51.411
201706 52.002 103.100 57.950
201709 67.726 104.100 74.747
201712 383.746 104.500 421.909
201803 116.568 105.300 127.187
201806 97.817 104.900 107.135
201809 64.524 106.600 69.543
201812 70.373 106.500 75.919
201903 61.353 107.700 65.450
201906 66.138 107.700 70.555
201909 61.240 109.800 64.080
201912 68.034 111.200 70.293
202003 36.730 112.300 37.578
202006 26.505 110.400 27.584
202009 36.310 111.700 37.348
202012 42.070 111.500 43.350
202103 40.832 112.662 41.641
202106 41.207 111.769 42.358
202109 45.738 112.215 46.829
202112 38.136 113.108 38.738
202203 25.857 114.335 25.983
202206 28.176 114.558 28.258
202209 26.790 115.339 26.686
202212 33.869 115.116 33.803
202303 28.639 115.116 28.583
202306 35.395 114.558 35.498
202309 35.081 115.339 34.945
202312 34.213 114.781 34.246
202403 36.048 115.227 35.943
202406 43.262 114.781 43.304
202409 46.761 115.785 46.401
202412 48.237 114.893 48.237

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Yiren Digital  (MEX:YRD N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Yiren Digital Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Yiren Digital's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Yiren Digital Business Description

Traded in Other Exchanges
Address
118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

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