STC:CTG's Cyclically Adjusted PS Ratio is ranked worse than 69.62% of 1300
companies
in the Banks industry
Industry Median: 3.31
vs STC:CTG: 4.30
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Shiller PE for Stocks: The True Measure of Stock Valuation
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Cyclically Adjusted PS Ratio Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Cyclically Adjusted PS Ratio Chart
Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Cyclically Adjusted PS Ratio vs Banks Industry
Viet Nam Joint Stock Commercial Bank For Industry And Trade Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 4.24 mean?
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a Cyclically Adjusted PS Ratio of 4.24 as of Jul. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is near median its historical median of 3.92. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Cyclically Adjusted PS Ratio has ranged from 2.48 to 6.40. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #905 out of 1300 companies in the Banks industry, placing it in the top 69.6%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's Cyclically Adjusted PS Ratio too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Cyclically Adjusted PS Ratio of 4.24 is near median its 10-year median of 3.92. Over the past 10 years, this metric has ranged from a low of 2.48 to a high of 6.40. The Banks industry median Cyclically Adjusted PS Ratio is 3.31. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 4.24 is 28.1% above this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #905 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #905 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.31. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 4.24 is 28.1% above this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own Cyclically Adjusted PS Ratio has ranged from 2.48 to 6.40 over the past decade. While the company's 10-year median is 3.92 vs. the industry median of 3.31, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.31, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Cyclically Adjusted PS Ratio of 4.24 is 28.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Cyclically Adjusted PS Ratio is 4.24, which is near median its own 10-year median of 3.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫32,089.35, compared to a current price of ₫33,700.00 — trading 5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.24, which is near median its 10-year median of 3.92 and 28.1% above the Banks industry median of 3.31. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current Cyclically Adjusted PS Ratio is 4.24 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be overvalued.
The current stock price of ₫33,700.00 is trading 5% above its estimated GF Value™ of ₫32,089.35.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.
Key valuation signals for STC:CTG:
Cyclically Adjusted PS Ratio: 4.24 (near median its 10-year median of 3.92)
GF Value™: ₫32,089.35 vs. price of ₫33,700.00 (5% above fair value)
Industry Position: 28.1% above the Banks median (#905 of 1300)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Business Description
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
85GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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