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STC:CTG's Shiller PE Ratio is ranked better than 53.89% of 1234
companies
in the Banks industry
Industry Median: 13.935
vs STC:CTG: 13.41
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Viet Nam Joint Stock Commercial Bank For Industry And Trade's adjusted earnings per share data for the three months ended in Jun. 2026 was â‚«1,511.542. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is â‚«2,340.82 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Shiller PE Ratio Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Shiller PE Ratio Chart
Viet Nam Joint Stock Commercial Bank For Industry And Trade Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade Shiller PE Ratio vs Banks Industry
Viet Nam Joint Stock Commercial Bank For Industry And Trade Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a Shiller PE Ratio of 13.05 as of Sep. 11, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 18% below median its historical median of 15.88. Over the past decade, Viet Nam Joint Stock Commercial Bank For Industry And Trade's Shiller PE Ratio has ranged from 10.84 to 26.49. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #569 out of 1234 companies in the Banks industry, placing it in the top 46.1%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's Shiller PE Ratio too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Shiller PE Ratio of 13.05 is 18% below median its 10-year median of 15.88. Over the past 10 years, this metric has ranged from a low of 10.84 to a high of 26.49. The Banks industry median Shiller PE Ratio is 13.94. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 13.05 is 6.4% below this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #569 out of 1234 companies in the Banks industry, which is above the industry midpoint. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Scoreâ„¢ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #569 out of 1234 companies for Shiller PE Ratio. This puts Viet Nam Joint Stock Commercial Bank For Industry And Trade in the upper half of its industry. The industry median Shiller PE Ratio is 13.94. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 13.05 is 6.4% below this benchmark. Historically, Viet Nam Joint Stock Commercial Bank For Industry And Trade's own Shiller PE Ratio has ranged from 10.84 to 26.49 over the past decade. While the company's 10-year median is 15.88 vs. the industry median of 13.94, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Shiller PE Ratio of 13.05 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current Shiller PE Ratio is 13.05, which is 18% below median its own 10-year median of 15.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫34,735.21, compared to a current price of ₫30,550.00 — trading 12% below its estimated fair value. The current Shiller PE Ratio is 13.05, which is 18% below median its 10-year median of 15.88 and 6.4% below the Banks industry median of 13.94. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current Shiller PE Ratio is 13.05 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be undervalued.
The current stock price of â‚«30,550.00 is trading 12% below its estimated GF Value™ of â‚«34,735.21.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Modestly Undervalued.
Key valuation signals for STC:CTG:
Shiller PE Ratio: 13.05 (18% below median its 10-year median of 15.88)
GF Value™: â‚«34,735.21 vs. price of â‚«30,550.00 (12% below fair value)
Industry Position: 6.4% below the Banks median (#569 of 1234)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
72GF Score
Get the complete analysis for STC:CTG
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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