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During the past 12 months, Viet Nam Joint Stock Commercial Bank For Industry And Trade's average EPS without NRI Growth Rate was 33.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 33.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 24.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 22.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Viet Nam Joint Stock Commercial Bank For Industry And Trade 3-Year EPS without NRI Growth Rate Related Terms
Viet Nam Joint Stock Commercial Bank For Industry And Trade 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Viet Nam Joint Stock Commercial Bank For Industry And Trade's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Viet Nam Joint Stock Commercial Bank For Industry And Trade 3-Year EPS without NRI Growth Rate vs Banks Industry
Viet Nam Joint Stock Commercial Bank For Industry And Trade 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 33.60% mean?
Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) has a 3-Year EPS without NRI Growth Rate of 33.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. This is 111% above median its historical median of 15.95. According to the industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #169 out of 1402 companies in the Banks industry, placing it in the top 12.1%.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade's 3-Year EPS without NRI Growth Rate too high?
Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 3-Year EPS without NRI Growth Rate of 33.60% is 111% above median its 10-year median of 15.95. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 33.60% is 342.1% above this industry median. Based on the distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #169 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Viet Nam Joint Stock Commercial Bank For Industry And Trade has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Viet Nam Joint Stock Commercial Bank For Industry And Trade's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Viet Nam Joint Stock Commercial Bank For Industry And Trade ranks #169 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Viet Nam Joint Stock Commercial Bank For Industry And Trade in the top 12% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Viet Nam Joint Stock Commercial Bank For Industry And Trade's value of 33.60% is 342.1% above this benchmark. While the company's 10-year median is 15.95 vs. the industry median of 7.60, Viet Nam Joint Stock Commercial Bank For Industry And Trade has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 3-Year EPS without NRI Growth Rate of 33.60% is 342.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Viet Nam Joint Stock Commercial Bank For Industry And Trade and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Viet Nam Joint Stock Commercial Bank For Industry And Trade's current 3-Year EPS without NRI Growth Rate is 33.60%, which is 111% above median its own 10-year median of 15.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade stock overvalued right now?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) is currently considered Fairly Valued. The stock's GF Value™ is ₫30,002.52, compared to a current price of ₫29,850.00 — trading 0.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 33.60%, which is 111% above median its 10-year median of 15.95 and 342.1% above the Banks industry median of 7.60. Viet Nam Joint Stock Commercial Bank For Industry And Trade's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG), the current 3-Year EPS without NRI Growth Rate is 33.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Viet Nam Joint Stock Commercial Bank For Industry And Trade (STC:CTG) Overvalued in 2026?
Based on GuruFocus' analysis, Viet Nam Joint Stock Commercial Bank For Industry And Trade stock appears to be undervalued.
The current stock price of ₫29,850.00 is trading 0.5% below its estimated GF Value™ of ₫30,002.52.
GuruFocus considers Viet Nam Joint Stock Commercial Bank For Industry And Trade to be Fairly Valued.
Key valuation signals for STC:CTG:
3-Year EPS without NRI Growth Rate: 33.60% (111% above median its 10-year median of 15.95)
GF Value™: ₫30,002.52 vs. price of ₫29,850.00 (0.5% below fair value)
Industry Position: 342.1% above the Banks median (#169 of 1402)
No single metric tells the full story. See the STC:CTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Viet Nam Joint Stock Commercial Bank For Industry And Trade is a Vietnam based banking service provider. The company's operating segment include Banking financial services, Non-banking financial services, and Others. It generates maximum revenue from the Banking financial services segment. The company provides banking services including mobilizing and receiving short, medium and long-term deposits from organizations or individuals; making short, medium and long term loans and advances to organizations and individuals; conducting foreign exchange transactions, international trade finance services, discounting of commercial papers, bonds and other valuable papers and other services.
70GF Score
Get the complete analysis for STC:CTG
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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